Personally for me it is more about trust and familiarity with the respective investment funds. Currently I'm increasing my positions in $Fullerton SGD Cash Fund (SG9999005961.MF)$ because of its consistent performance, positive returns & liquidity. But of course I am also looking to diversify into other funds as well and one of it is $LionGlobal SGD Enhanced Liquidity Fund (SG9999019293.MF)$ as the fund have been performing very well for the past few months with returns close behind Fullerton SGD Cash Fund
With liquidity comes flexibility and the ability to make adjustments according to the interest rates
More personal research is needed for dividend funds so it is ATM KIV
Having read up about US Treasury bonds it seems to be relatively safe because it is backed by the US government's ability to tax its citizens however it also have inherent risks
With so many arrays of financial securities it can be overwhelming but I'm glad to be on this journey with moomoo
As usual all the above are my personal opinion & are NOT financial advises so plz DYOR/DD
With liquidity comes flexibility and the ability to make adjustments according to the interest rates
More personal research is needed for dividend funds so it is ATM KIV
Having read up about US Treasury bonds it seems to be relatively safe because it is backed by the US government's ability to tax its citizens however it also have inherent risks
With so many arrays of financial securities it can be overwhelming but I'm glad to be on this journey with moomoo
As usual all the above are my personal opinion & are NOT financial advises so plz DYOR/DD