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TLDR: Retirement at 65 is guaranteed thanks to CPF, so I'm investing to try to be able to retire way earlier than 65. This is so that I can reach financial freedom, which gives me the freedom of choice. A choice to work because I want to and not because I need to.
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Most Singaporean don't have to worry about investing for retirement as the government forces us to invest 20% of our income. Wit...
Story time
Most Singaporean don't have to worry about investing for retirement as the government forces us to invest 20% of our income. Wit...
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In recent news, $Tesla (TSLA.US)$ CEO Musk's plan to require employees to return to work in his office has suffered a setback, and that setback is coming from within Tesla.
According to $Tesla (TSLA.US)$ employees, with the increase in staff, they are unable to find a place to work in the office building at Tesla's Fremont factory.
Also some have reported that the WiFi signal in the...
According to $Tesla (TSLA.US)$ employees, with the increase in staff, they are unable to find a place to work in the office building at Tesla's Fremont factory.
Also some have reported that the WiFi signal in the...
![Musk's plan to force Tesla employees to sit in shifts suffers setback: cramped workstations, poor WiFi signal](https://ussnsimg.moomoo.com/1656402038953-70852517-android-org.png/thumb)
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$Direxion Daily Semiconductor Bull 3x Shares ETF (SOXL.US)$ $PHLX Semiconductor Index (.SOX.US)$ The stock market hasn't been a happy hunting ground for investors in 2022, but investors willing to look past the volatility could make a fortune if they buy and hold solid companies for a long time.
That's evident from the impressive returns that some top stocks have generated over the last decade. $Advanced Micro Devices (AMD.US)$ , $Palo Alto Networks (PANW.US)$ , and ...
That's evident from the impressive returns that some top stocks have generated over the last decade. $Advanced Micro Devices (AMD.US)$ , $Palo Alto Networks (PANW.US)$ , and ...
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People invest in their future so they don't have to work or worry about working. As we can see the pandemic and economic changes is affecting this life style. Last time I visited the SSA Office, heard many seniors saying they will return to work because SSA plus their retirement is not enough.
Inflation is another contributor that is not helping either. Our daily products that we would buy costs a lot more that it used to be. But we need it for living daily life so to aff...
Inflation is another contributor that is not helping either. Our daily products that we would buy costs a lot more that it used to be. But we need it for living daily life so to aff...
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Normally there’s no way for me to work at 65. but life is a game full of gambling. We aint got nothing to chose at most of the time.
So what could I say. Always pick the best choice for now, I don’t care if its about working at 65 or not. Just like investing.
First thing first, forget about your sunk cost, face the bloody truth.
$AMC Entertainment (AMC.US)$
So what could I say. Always pick the best choice for now, I don’t care if its about working at 65 or not. Just like investing.
First thing first, forget about your sunk cost, face the bloody truth.
$AMC Entertainment (AMC.US)$
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I think retirement is now an outdated concept. With people living longer than ever, spending such a long period of time in retirement is not only just boring but can be quite a torture. Instead, I believe we should all be living in the present moment more, yet not forgetting about saving and investing for the rainy day.
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Judging an investment based on its past average returns is a dangerous thing. It gives us a false sense of what the future might bring.
It is not just that 'historical returns are not indicative of future performances', the issue is about the sequence of returns.
This means that the 'path' you took will have a significant impact to your actual returns.
For example, you invested 3 years with the returns as such:
Year 1: +5%
Year 2: -15%
Year 3: +25%
Avera...
It is not just that 'historical returns are not indicative of future performances', the issue is about the sequence of returns.
This means that the 'path' you took will have a significant impact to your actual returns.
For example, you invested 3 years with the returns as such:
Year 1: +5%
Year 2: -15%
Year 3: +25%
Avera...
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Due to inflation & a hike in interest rate, ppls preferred to delayed their retirement.
During covid period, salaries are supposed to increase due to a shortage of labour. That is supposed to be the best period to be employed or ask for a pay raised.![]()
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However, inflation hit as ppls are more willing to spend due to the rised of their salaries. This caused a rised in inflation.
Then, the FED has no choice but to hike inte...
During covid period, salaries are supposed to increase due to a shortage of labour. That is supposed to be the best period to be employed or ask for a pay raised.
However, inflation hit as ppls are more willing to spend due to the rised of their salaries. This caused a rised in inflation.
Then, the FED has no choice but to hike inte...
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Retirement can actually mean many things like continuing work, spend more time with your family or learning and understanding new skills to fill in the time.
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Aspire to a fulfilling life, including work, family and hobbies. WLB all the time.( just a wish)![]()
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ATS A trade sniper : u hav many money![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
doctorpot1 OP ATS A trade sniper : Hahaha you got more leh, you keep shorting the stocks for red wine, then my wine barrel (investment) keep drop drop drop![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
ATS A trade sniper doctorpot1 OP : u drop stil hav so many money. no drop then how to count![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
doctorpot1 OP ATS A trade sniper : up also can count de![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
no need down to count ![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
so tonight all Chinese ADR let's go short squeeze ![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
ATS A trade sniper doctorpot1 OP : price dip again![undefined [undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36)
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