Latest
Hot
Americans are in relatively good shape financially, but their position is tenuous. During the pandemic Americans' savings rate ballooned due to government stimulus and a lack of places to spend money. Now, with the economy reopened they are making up for lost time. Americans' personal savings rate is now below pre-pandemic levels, according to data from the Federal Reserve Bank.
Many consumers have already exhausted their pandemic savings and are buying on credit. ...
Many consumers have already exhausted their pandemic savings and are buying on credit. ...
26
3
1
Amid uncertain macroeconomics conditions and market turbulence, investors start turning to dividend stocks with fixed income stream.
And if you're not sure which dividend stock to pick, maybe to purchase dividend exchange-traded funds (ETFs) is a smarter choice.![]()
![]()
Dividend ETFs offer a simple and straightforward solution to getting exposure to stocks that regularly distributing dividends to their shareholders. Investors could take that dividend as inco...
And if you're not sure which dividend stock to pick, maybe to purchase dividend exchange-traded funds (ETFs) is a smarter choice.
Dividend ETFs offer a simple and straightforward solution to getting exposure to stocks that regularly distributing dividends to their shareholders. Investors could take that dividend as inco...
58
11
35
![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined"){kind=small}
8
2
“Do not save what is left after spending; instead spend what is left after saving.”
-Warren Buffett
As a rule: From what we earn: Save 20% First, spend 50% on Needs and 30% on your Wants.
$Warren Buffett Portfolio (LIST2999.US)$ $Berkshire Hathaway-A (BRK.A.US)$ $Berkshire Hathaway-B (BRK.B.US)$ $Apple (AAPL.US)$ $Coca-Cola (KO.US)$
-Warren Buffett
As a rule: From what we earn: Save 20% First, spend 50% on Needs and 30% on your Wants.
$Warren Buffett Portfolio (LIST2999.US)$ $Berkshire Hathaway-A (BRK.A.US)$ $Berkshire Hathaway-B (BRK.B.US)$ $Apple (AAPL.US)$ $Coca-Cola (KO.US)$
5
6
$Coinbase (COIN.US)$
Back in the days before 2018, Jim Cramer was known as a strong supporter of traditional finance. At the time, the price of Bitcoin had fallen to $6,000 per coin. Two years later, the world was taken aback by a Cramer-esque reversal. Indeed, the host of the show "Mad Money" announced that it was possible to build wealth in the world of cryptocurrencies.
In an interview with CNBC Make It, Cramer admitted to holding Ether...
Back in the days before 2018, Jim Cramer was known as a strong supporter of traditional finance. At the time, the price of Bitcoin had fallen to $6,000 per coin. Two years later, the world was taken aback by a Cramer-esque reversal. Indeed, the host of the show "Mad Money" announced that it was possible to build wealth in the world of cryptocurrencies.
In an interview with CNBC Make It, Cramer admitted to holding Ether...
9
While the wealth divide has only widened over the last few years, early pandemic-era policies provided a brief reprieve. Expanded unemployment benefits, three rounds of stimulus checks, an eviction ban, and low interest rates helped some lower-wage workers get ahead. All of these have now ended, however.
For lower income Americans, the days of the labor shortage — in which jobs were abundant and everyone was quitting for higher pay — are numbered. Jo...
For lower income Americans, the days of the labor shortage — in which jobs were abundant and everyone was quitting for higher pay — are numbered. Jo...
7
1
TLDR: The rich on Forbes list are measured by what they have, not what they earn or what they spend. So to be rich, we need to save more, regardless of headwinds or not. When opportunities arises, without savings, we can't take advantage of it.
story time
If we look at the Forbes list of the richest person on Earth, they are always ranked by how much net worth they have amassed. Which means they are mea...
story time
If we look at the Forbes list of the richest person on Earth, they are always ranked by how much net worth they have amassed. Which means they are mea...
3
6
and I tend to measure wealth on my lifestyle, on how can I finance the material and non-material things I love to experience. (the most important of which is the freedom to do what I want whenever I want, at any time I decide to do it, according to my personal priorities). So, accumulating is not my parameter. Investing with a purpose it is. Saving may be important at the beginning, but after a certain “base level”, it’s much more important to produce money than to save it.
I don't really understand the question
I've been saving
Depend on how u look at it, I may be in fact spending more (investment=buy the dip)
I will put it in funds (MMF) for now & ready to buy the dip
Last but not least, I'm not sure about the US 🇺🇸 side, but I he...
3
5
I have about $1000 in savings (excluding spending cash)
I don’t want this money sitting in my bank
Is it a good idea to buy NFLX shares at hopefully ~ 150 per share and hold for the long term? $Netflix (NFLX.US)$
I don’t want this money sitting in my bank
Is it a good idea to buy NFLX shares at hopefully ~ 150 per share and hold for the long term? $Netflix (NFLX.US)$
4
It's the perfect time to buy up shares of quality companies that are experiencing supply chain issues and are devalued.
Besides, consistency is key. I'll take a stock in a great company that will bounce back as global life returns to normal over a trash stock every day of the week!
My theory has served me well through feast and famine. I'm staying IN the market and increasing my shares. Of course I'm also looking at retailers known for saving customers money as that's where folks head w...
Besides, consistency is key. I'll take a stock in a great company that will bounce back as global life returns to normal over a trash stock every day of the week!
My theory has served me well through feast and famine. I'm staying IN the market and increasing my shares. Of course I'm also looking at retailers known for saving customers money as that's where folks head w...
2
3
Johnnie Worker : We have more debt than we can repay. That’s why I personally believe low inflation is no longer a choice
Big-T NY : inflation is seen abd experienced by all, not only Americans.
RDK79 : I’m shocked national debt is not a hot topic. It use to be. Balance the budget was a big deal, it even happened once…. and had all the associated pros and cons. Now it’s not an issue at all! I’m sure it will be, just a matter of time I guess.