Borrowing to invest

Personally, i have not done it. But what i did before was tapping into extra savings, to invest.

I do not object borrowing money to invest. But do it in a safe manner and know what you are buying into. You need money to roll money, and if the price is right and opportunity presented itself, it will be a missed opportunity if we do not have the capital to invest. 1% returns of $100k is a profit $1000, compared to a 50% return of $1000, you only profitted $500.

If we have the larger capital to invest and leverage on small percentage profit margin, we will still earning a much more decent return than having small capital for investment. Also, it is much more easier to find a stock to give you a 1% returns than finding a super stock that give 50% profit. And the duration to hit the 1% returns will definitely be a shorter wait. you will not have to hold on to your stock for long time.

Thus, i feel that it is definitely alright to borrow to invest. But make sure you know what you are investing on.