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Why should we invest? Should I invest even if it's risky?
Some people say investing is to make money
But it's not just the simple logic of making money
Assuming that our annual wealth growth does not reach the level of social wealth growth
It can be said that our wealth class is declining, and our wealth is shrinking
Currently, the domestic inflation CPI growth rate is officially announced to be around 2%, and the GDP growth rate is around 6.5%
The bank's wealth management income is 4%. It can only be said that the income withstands inflation
It did not outperform the growth of social wealth
Therefore, bank deposits and financial management should be counted as cash-like instruments for daily expenses and reserves
Can't be viewed as an investment and financial management tool
Simply put, the growth rate of social wealth is 2% (CPI) + (GDP) 6.5% = 8.5%
(This doesn't count as money for M2 growth)
Only by catching up with this growth
Only then can we say that our wealth does not decline in the status of social wealth
——This is the need to invest
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