$Qifu Technology (QFIN.US)$$LexinFintech (LX.US)$ Today I sa...

Today I saw a peer ABS issue at about 4% interest rate, there are several times more than the subscription. I think the timing is coming a little sooner than I thought. For Mutual, that means the overall cost of capital will fall faster than expected. That means that by the time the 24th of the year rolls around, the cost of capital has gone down enough to offset it.