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BNPL stocks - worth investing?

As titled. I know some of the big BNPL players are getting probed and it's been commented that they need to be regulated for reasons such as putting more people in debt, lack of credit check etc. It's scary that some online sites set user's default payment method as BNPL, but I do understand that this kind of payment plan can have some user benefits.

Wondering if people think BNPL stocks are worth investing? Thanks.
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  • Cully : Buy afrm with both hands. They have partnered with 60% of US etailers, including amzn, Shopify, walmart, target. None of those partnerships have translated to guidance. If u think e-commerce is going to grow, afrm will grow.

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