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Can we see-thru SEA far beyond and banks who are not yet fully digital?

The local (in sg) banks’ competitor, Sea, $Sea (SE.US)$ which was awarded a digital full bank (DFB) licence by the Monetary Authority of Singapore (MAS) last year
$DBS Group Holdings (D05.SG)$ $OCBC Bank (O39.SG)$
my fav $UOB (U11.SG)$

https://www.theedgesingapore.com/capital/banking-finance/local-banks-move-technology-ladder-ahead-2022-competition
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