The ups and downs of Xiaobai's mentality after entering the market for half a year (4)
After investing $6000 into Roth Ira, I felt at ease; it was an annual deposit. Bought and left, I forgot my password.
I'm also thinking about the sense of participation - the investment strategy is to see what products you use, and when you buy this product, you should buy a certain amount of stocks. $Apple(AAPL.US$ I bought it again for $5000-10,000 $Tesla(TSLA.US$ $NIO Inc(NIO.US$
At first, my mood fluctuated a lot. I was very nervous every time the news was posted, the Nasdaq rose 2% and fell 3%. I think it's really hard when it comes to making decisions.
A friend wanted to teach me short-term operations and trade back and forth every day. To be honest, I really can't, really can't learn. If I had this skill, I'd go to a securities company.
Among them, I have experienced several types of speculative mentality:
For example, short-term trading quickly accumulates wealth over and over again, doubles overnight, makes money within 6 months, and instantly realizes wealth freedom.
I found it unreliable, and it's easy to panic if the mentality isn't right.
Let me sum up my current state of mind:
1 Plan to open a position of 20,000 to 10,000 US dollars every year. Don't fill up the position; leave 70% of the cash to fill up the position before you have a chance to buy at a low cost. There was a sense of participation, and some topics to chat with friends.
2. Currently, stocks account for 5% of total assets, and the psychological risk is bearable. No leverage, no borrowing to buy stocks.
3 In the past, I thought stocks were resold to make money; now I realize that stocks are the concept of saving assets. Lower expectations, save assets to earn dividends, and capital gains.
4 Stocks are not sold for cash; as long as the company doesn't boast, they can use less than 5% of the amount when they need money.
5 $6000 RITH IRA, HSA$3000 plus 10,000 SEP IRA, for a total of less than 20,000. This year is already 2.4+0.5+0.6+1.36 = 48,600 This year is already at the top.
If you follow the minimum 5% return, put in $2,430 a year.
The principal amount required from freedom of wealth 48600/2500000 = 1.944%
It takes 50 years to save 50,000 a year to be free of wealth, so this method of becoming rich is obviously far from enough.
Next time, let's accurately plan how to plan the freedom of wealth,
I'm also thinking about the sense of participation - the investment strategy is to see what products you use, and when you buy this product, you should buy a certain amount of stocks. $Apple(AAPL.US$ I bought it again for $5000-10,000 $Tesla(TSLA.US$ $NIO Inc(NIO.US$
At first, my mood fluctuated a lot. I was very nervous every time the news was posted, the Nasdaq rose 2% and fell 3%. I think it's really hard when it comes to making decisions.
A friend wanted to teach me short-term operations and trade back and forth every day. To be honest, I really can't, really can't learn. If I had this skill, I'd go to a securities company.
Among them, I have experienced several types of speculative mentality:
For example, short-term trading quickly accumulates wealth over and over again, doubles overnight, makes money within 6 months, and instantly realizes wealth freedom.
I found it unreliable, and it's easy to panic if the mentality isn't right.
Let me sum up my current state of mind:
1 Plan to open a position of 20,000 to 10,000 US dollars every year. Don't fill up the position; leave 70% of the cash to fill up the position before you have a chance to buy at a low cost. There was a sense of participation, and some topics to chat with friends.
2. Currently, stocks account for 5% of total assets, and the psychological risk is bearable. No leverage, no borrowing to buy stocks.
3 In the past, I thought stocks were resold to make money; now I realize that stocks are the concept of saving assets. Lower expectations, save assets to earn dividends, and capital gains.
4 Stocks are not sold for cash; as long as the company doesn't boast, they can use less than 5% of the amount when they need money.
5 $6000 RITH IRA, HSA$3000 plus 10,000 SEP IRA, for a total of less than 20,000. This year is already 2.4+0.5+0.6+1.36 = 48,600 This year is already at the top.
If you follow the minimum 5% return, put in $2,430 a year.
The principal amount required from freedom of wealth 48600/2500000 = 1.944%
It takes 50 years to save 50,000 a year to be free of wealth, so this method of becoming rich is obviously far from enough.
Next time, let's accurately plan how to plan the freedom of wealth,
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
Read more
Comment
Sign in to post a comment
坚实的弗郎西丝 OP : Currently 48,600, 5% annualization has been achieved