if you are a young person starting out on their investing jo...

if you are a young person starting out on their investing journey, understand that when it comes to index ETFs, volatility is a short-term price you pay for long-term outperformance. If you are so fearful that short-term volatility will lead to you selling when stress builds, or if you are close to achieving your investing goals already, then take the safer path, but understand that you are giving up significant long-term gains.
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