$Affirm Holdings (AFRM.US)$ is now down by 70% from its all-...

$Affirm Holdings (AFRM.US)$ is now down by 70% from its all-time high reached just a couple months ago, $SoFi Technologies (SOFI.US)$ has fallen by more than 50% from its peak, and $Upstart (UPST.US)$ has lost nearly 80% from its October 2021 high, but they have the same condition that they have major catalysts that could be big tailwinds to their business.