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$PayPal (PYPL.US)$ Visa and Master users are paying 3% per t...

$PayPal (PYPL.US)$
Visa and Master users are paying 3% per transaction, and the technology they use are decades old. The fact that they still exist is insane. The big crops are blocking newer payment method being used like Venmo or cashapp. This is extremely stupid. At current price, PE is 38, which is okay, however it will take some time to consolidate, might go lower.
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