Weather the Storm

Don't spend your grocery and bill money on investments right now is all I can say, if you haven't built up an emergency fund it's too late. I suggest a good stock secured loan of which doesn't carry the same risk of a margin loan, and you can claim the interest on taxes while of course you don't pay tax on borrowed money although you can still save those tax receipts.

let's say you get a stock secured loan at 5% for discretionary spending in Lieu of an emergency fund, let's say your sales tax rate is 6% or more you'll get to deduct 11% from your taxes.