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My 2022 Financial Plan

It is wise to plan before I invest my hard-earned money. Good investment planning helps to mitigate any risk I might encounter in "my investing journey".
My target rate of return in 2022 is between 6% and 10%. I plan to add $UOB (U11.SG)$ and $NikkoAM-STC Asia REIT (CFA.SG)$ to my current portfolio. Also, I will buy more $Apple (AAPL.US)$ during market correction.
To avoid risk losing all my money if the stock market crashes, I will diversify my portfolio by allocate my assets to a few different investment types that fit in with my goals and risk tolerance in order to maximize my growth and stability.

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