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Why Tesla and GM want to be big in a new kind of car insurance business

Tesla offers its own insurance in five states, with plans to reach 45 states this year.

EVs are expensive to insure in many cases, because they’re fast and mechanics for them are scarce.

EV makers can insure their own products for less because the cars gather so much data.

GM expects the first state approvals this year for its safe driver-based OnStar insurance offerings.
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