AU daily stock ratings: Suncorp, EML Payments, Chalice Mining and more

$Suncorp Group Ltd (SUN.AU)$: Citi retains its buy rating and A$13.60 target price.
Suncorp's underlying performance should improve over the next 18 months even as the insurer increases its estimate of FY 2022 natural hazard costs to a potentially conservative A$1.1 billion from A$1.075 billion, Citi says.

$Chalice Mining Ltd (CHN.AU)$: Macquarie retains an outperform call on the stock.
Chalice Mining has begun drilling in the Julimar state forest but likely needs full access to the area to rev up its stock, Macquarie says.

$Clover Corp Ltd (CLV.AU)$: UBS maintains a neutral rating and cuts target price by 24% to A$1.40.
Clover Corp.'s 1H result was soft but the stock still doesn't look cheap despite it falling 17% so far in 2022, UBS says.

$EML Payments Ltd (EML.AU)$: UBS maintains a buy recommendation and A$4.55 target price.
EML Payments' agreement to provide the payments platform for employee-benefit provider Up Group in Spain provides a base from which the ASX-listed firm can enter other geographies in the A$88 billion industry, UBS says.