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Referral program a sham?

$Futu Holdings Ltd (FUTU.US)$
As a referrer, I was informed referee must fund SGD4,000 for me to get Apple + Nio. But referee was only informed to fund SGD2,700 during set up. So, Moo gets a new client on the cheap, blindsiding the referrer.
Good app, but if this is the management’s standard of integrity, then I rest my case.
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