Reserve fund
I am hesitant to invest because I am actually interested, but I do not have enough confidence to say that I will definitely make money in the stock market; as you can imagine, even the stock market god could possibly lose billions overnight in his investment portfolio, let alone an ordinary person. In fact, everyone wants to trade stocks full-time without needing to work or see the boss's face, but the prerequisite is that you must have a large reserve fund to do so. You need a large amount of capital to invest in order to truly make money in the stock market; likewise, you need a large amount of capital just in case you lose money. During this losing period, make sure you have a fund to fall back on. The stock market is very unpredictable, you never know when trouble might arise; so ordinary people still need to focus on earning active income from work and then use some of the money to invest and increase wealth.
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