I am ready for any ups and downs , have a fixed income to invest every month and some others to invest in new stocks that I find ,hopefully got good dividends too to grow my nest eggs .If it falls I can always be assured my savings should be able to tide for 6 months or more ,it would give me time to upskill and take on the world changes ahead, one have to keep adapting to change in this Modern society ,once there was ICQ now its tik tok ,who knows what's next is the big thing to learn and excel .