Milk The Cow wrote a post · Jun 21, 2022 02:27

Is it time to adjust ur fund investment plan?

Definitely is a YES.
It's stupid to not change ur plan according to the economy situation. If ur previous plan does not work anymore, then f****** h*** go change ur plan . It's not the time to be stubborn. Stubbornness earn u nothing good.

After the USD interest rate inversion and the outbreak of the Russian-Ukrainian conflict, how did your funds perform in the past six months?
It has been bad for my portfolio . However, I changed my plan since the war started & managed to reduce some losses 📉.
Because I was waiting for the dip in which I myself don't know how dip it will dip . So, I decided to invest in fund instead. Yes, it unfortunately but surprisingly it makes me profits 📈. Not to mentioned, with all the moomoo funds promotions, is a super great situation to invest in funds eg: $Fullerton SGD Cash Fund (SG9999005961.MF)$.

Why I choosed to invest in $Fullerton SGD Cash Fund (SG9999005961.MF)$?
1. u can withdraw the anytime instantly & trade on other sgx stocks or funds, blah blah blah... = basically, no leverage (Note: u need wait about T+2 working days if u wanna withdrawal the from ur moomoo account.).
2. I earned low interest daily but still better than bank while my funds are idling when waiting for stock opportunities .
3. I'm lazy to keep doing stocks researches which the market may dip further = might else temporary parked my in the funds = leave it to the pro to handle .
4. Fund management fee is considered low & u do not need to do anything since it's already deducted from ur daily earned interest rate .
5. I think this is the safest fund, just my opinion .

How is your fund investment plan going?
It's going surprisingly well, small profits 📈 made so far .

What adjustments have you made to your asset allocation considering the rising rates?
I keep more on hands preparing for stock opportunities & parked my idling in funds .
I also learned to make some funds auto investment plan & find that the features are quite useful, especially for lazy ppls like me .
Milk The Cow :Regular Savings Plan (RSP) for dad 👨?
(Yes, I was stupid for not trying out auto invest so far ...)
It's unfortunate for some of my holding stocks position which I failed to act on time ⏲️. No point crying over spill milk & just got to move on . I believed that all my holding positions should make me back profits 📈 maybe in like the next 5 years, I guess =had DYODD (I may faced losses in like the next coming 1-2 years. Brings it, I'm mentally prepared, I think .) 💎✋️

What is your fund investment outlook, and why?
I'm looking at it positively. I predicted that my profits 📈 in the next 5 years should beat the losses 📉 in the next coming 1-2 years = more wins 🏆 than losses 📉 . Well, that's life , no point staying a negative mindset / sulking for the losses as it won't come back for now.

DYODD before investing

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Milk The Cow OP :

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Milk The Cow OP : When u redeem from cash fund, can u immediately use it for currency exchange from SGD to USD ?
@Moo_Rich

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1994CM : I need to put more money in this fund.

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Milk The Cow OP 1994CM : Haha, yar. I think this is a good fund, in my opinion .

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Lee Linkai : Eh jn. Hi hbu

Lky. U

U

I know

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Milk The Cow OP Lee Linkai : On. U

Is it?

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Cyinsect : No. After redeem the fund , you need wait until the fund arrived before you can perform currency exchange.

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Milk The Cow OP Cyinsect : oic... then really need plan very well...

But does not really matter much for me . Because there for some sgx stock I'm keen on if there is a market crash.

Ty for pointing out , ask moomoo fund officials but so late never replied.

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Milk The Cow OP Cyinsect : I was hopping that they will have USD MMF in the future too which is as safe as $Fullerton SGD Cash Fund (SG9999005961.MF)$ so that we no need do currency exchange anymore .

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Cyinsect Milk The Cow OP : I got suggest to them for “frozen” the fund so we can perform currency exchange 1st, just like frozen fund after selling share.

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