Newbie here

VickyX : You can ask how much interest rates are given on bank current accounts and compare them with this. The interest rate for the US dollar monetary fund is now 2.3%.

Nubby OP VickyX : You tried this? Have you loss a single cents so far?

VickyX : Interest rates for each currency are not the same. The interest rate situation for each currency is different. The Hong Kong dollar survives at about 0.7% (some banks don't live on the Hong Kong dollar and don't give any interest), if the new currency doesn't survive, the situation of each bank is different, and the situation of commercial banks is not the same as that of ordinary banks. I have provided information on commercial banks. I recommend that you check interest rates of ordinary banks directly with banks and compare them with this.

VickyX Nubby OP : I posted my personal review at 8:23. Above is a screenshot of my benefits from buying the US dollar fund. Up to now, I haven't lost a penny. If you don't understand the suggestions, you can first learn about the IMF and then consider whether to buy it or not.