$First American Financial (FAF.US)$It is an American company...

The company's main business is property insurance and services, reaching 90% of revenue and 90% of the US market. Over the past 5 years, the return on net assets has gradually increased from 13% to 33%.

In the past 5 years, with the exception of a slight decline of 0.4% in 2018, revenue has maintained rapid growth. In particular, it increased by 30% in 2021, net profit declined slightly by 1.3% in 2020, and grew rapidly in the other 4 years, with an increase of 78.3% in 2021.

Revenue contracted 4.6% in the first two quarters of 2022. As net profit and loss of investment turned from earnings to large losses, the difference reached 330 million, causing net profit to fall from $536 million to 207 million, a decline of 61%.

Currently, the company's main business has not changed much. The main risk in the future is the performance of investment products, which is highly correlated with financial asset trends.

Total assets fell by 1.12 billion dollars in the last two quarters, of which 750 million were losses that did not affect retained earnings (probably customer investment), total liabilities increased by 660 million dollars, and shareholders' equity shrank by 850 million, for the first time in nearly 5 years.

Currently, the price-earnings ratio is 4.44, the price-earnings ratio is TTM6, and the net price-earnings ratio is 1.05. Overall, it looks like you can choose carefully (⭐️)