NVDA
NVIDIA
-- 144.470 TSLA
Tesla
-- 410.440 PLTR
Palantir
-- 79.890 CRNC
Cerence
-- 19.330 MSTR
MicroStrategy
-- 339.660 
Which type of financial product generally carries lesser risk?
This year, the turbulent global market is on "hard mode" for investors. Many investors, therefore, turned to conservative investments, such as bank wealth management products, MMFs, and other relatively low-risk products. ![]()
But are there any risk-free financial products?
The truth is that risk exists in every type of financial product. Therefore, investors should understand their risk tolerance and risk appetite to avoid massive losses.![]()
With such uncertainty, what indicators will you use to pick out the financial products that suit your appetite? Share your selection criteria and specific financial products with us.
1) Will you adopt conservative investment strategies when the market fluctuates?
2) How do you identify relatively low-risk financial products? What indicators do you usually use?
3) What are your favorite products at this stage? (Not limited to funds, bonds, insurance ......) How about the returns? Have they met your expectations?
Nov 28 – Dec 16
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Posts that are not original or irrelevant shall be excluded.
*All rewards are mutually exclusive.
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GOGO Power Rangers : I think it's Fulton Singapore Money Market Fund A$Fullerton SGD Cash Fund (SG9999005961.MF)$
101737651 : I have invested in SSB , Equity which I make some lost from bank and fixed deposit due to high interest rate and insurance endowment 2 years plan with fixed interest rate but rather regret after buying insurance plan and lock for 2 years due to more higher interest rate after that.
weih9nglee : Currently I put
ambitious Gerbil_536 : All the rage now is fixed deposit, singapore saving bonds, T-bills. To be getting ~4% annual return from any of these instruments is amazing. Fed’s direction is to continue raising interest rate but doubt it can go any further.
102678535 : Hi Moo Moo community, when market fluctuates due to global world news, it is time to go all out to diversify your portfolio. When market panicky, price will be volatile and if you do your analysis well, you can enter to buy the blue chips and big giants now. As for comservative investors, can consider Government bonds, treasury bills and fixed deposits with banks.
Milk The Cow : My thoughts:
JCEin : Conservative investment product with respectable level of yields / dividends for me would be like 3M T-bills , SGS bonds , CPF-SA. Some brokerages also have “ cash management / auto sweep accounts “ with interest rates / yields better than banks savings accounts and would be suitable for people who ddon't want to take higher risks while wanting to holding some cash that can be deployed very quickly when opportunities arises .
ZnWC : Which type of financial product generally carries lesser risk?$CSOP USD Money Market Fund (SGXZ96797238.MF)$
$Fullerton SGD Cash Fund (SG9999005961.MF)$
$BNP Paribas USD Money Market (LU0012186622.MF)$I prefer diversification in term of risk:$FTGF Western Asset US Government Liquidity Fund (IE00B19Z6R17.MF)$10% very high risk (long term)