Except for short selling data, we may find other risky banks using US bank loan to deposit ratios. The chart below shows how unique Silicon Valley really was...see it (Ticker: SIVB) in the lower right far away from the other regional banks:
J.P. Morgan's chairman of market and investment strategy Michael Cembalest said in a note to clients over the weekend that SIVB has a high level of loans plus securities as a percentage of deposits, and very low reliance on stickier retail deposits as a share of total deposits. Bottom line: SIVB carved out a distinct and riskier niche than other banks, setting itself up for large potential capital shortfalls in case of rising interest rates, deposit outflows and forced asset sales.
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