$First Republic Bank (FRC.US)$ Those who dare to go in are b...

70233118 : Why is that? Do you think this bank will go out of business? Or will the US banking system collapse?

路漫漫 : Don't copy when you're scouting the bottom; aren't you just looking for shortsightedness when you go in now?

fire bull l OP 70233118 : Wrong, I don't think he's going to crash. What you can see is that the company's earnings will shrink drastically. Increased risk. It will be common for companies of this type to go out of business in the next few years

清风明月 70233118 : Bankruptcy and sales at a loss should not come as a result. After all, the US government will cover the bottom; it's just that it's hard to get this ticket

fire bull l OP 清风明月 : Indeed, the main thing is profitability

70233118 fire bull l OP : I agree that earnings will shrink, but not necessarily bankruptcy. Why are there so many small to medium banks in the US, and not all borrowers or savers go to the Big 4 banks? The big 4 banks have huge restrictions on certain business, and they also pay little interest on deposits, which is why there are so many small to medium banks. As long as the FDIC guarantees 250,000, and when the confidence crisis is over, small to medium banks will still have deposits coming in, and they will be able to survive, but their earnings will only be discounted