The story is that as a result of aiming for high income gains (dividend yield), it was biased towards capital gains
Aiming to stabilize everyday life by increasing dividend yields
One reason I started investing in US stocks is that the dividend span is 3 months = once every 4 months.
If you simply distribute this and hold high-dividend stocks, “it will be extra income!” I had an honest motive.
So I immediately bought the US Stock Quarterly Report at a bookstore and started searching like a beginner...
Finally, we started holding the following 5 stocks sequentially.
5 stocks we have started holding
$Coca-Cola (KO.US)$ Dividend Yield: 2.79%
$AT&T (T.US)$ Dividend Yield: 5.57%
$Bath & Body Works (BBWI.US)$ Dividend yield: 4% over (at the time I held it, it was before the spin-off by Victoria's Secret, so ticker was a high dividend stock with LB)
$Vanguard Total Bond Market ETF (BND.US)$ Dividend Yield: 2.98%
$iShares Preferred and Income Securities ETF (PFF.US)$ Dividend Yield: 4.2%
*BND & PFF are monthly dividends.
Everything except KO was eventually sold
As I will clearly state from the final results and conclusions, everything other than KO was sold.
The reason is as follows.
1. The stock price itself fell, and developments aimed at higher prices did not occur.
2. It became impossible to expect dividends from the viewpoint of capital gains, probably because there are many targets for dividends.
3. As for AT&T, once the price was cut, it did not return to the original level of ownership, and in the end, it was a situation where there were unrealized losses.
4. Other stocks, excluding KO, have also fallen into a state where they have some unrealized losses.
Mainly as a result of having the above 4 circumstances, the result was a sale involving loss cuts other than KO.
Dividend yield: Aiming for 3% in US stocks, stocks with clearly high dividend yields did not increase in terms of capital gains
When I started investing in US stocks, I set a dividend yield: 3% as my own target.
*This is the result of straightforward thinking and imitation by absorbing various information described later.
Also, due to the circumstances described in the previous section, the dividend yield on the shares held is currently as follows: 1.77%.
I think you can understand if you take a look at the constituent stocks, but dividend yield: higher than 3% $ITOCHU (8001.JP)$ It's just that.
Investment techniques such as “if managed with dividend yield: 3% based on 10 million yen, unearned income of 300,000 yen/year” have been introduced in famous books, blogs, Twitter, Instagram, etc.
The above was impossible for me.
It fell into itself “having unrealized losses as a result of putting the main focus on dividend yields,” and settled down to the current portfolio after twists and turns.
Dividend yield: I feel that continuing to maintain capital gains and small unrealized gains while maintaining 3% is quite difficult.
Continuing to hold it with actual unrealized losses is not an appraisal of face value or numerical value, and it is quite bearable in terms of mental health.
If you say “I can endure even unrealized losses” (this may be an overstatement in my personal opinion)”There's a bug” I think.
If you pursue dividend yields and have unrealized losses, there is an aspect of putting the cart before the horse, so be careful.
The fact that “dividend yields are high” is very appealing, and it can lead you to blindness like magic, so I want to maintain my self and try to make decisions calmly.
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投資歴6年になりますが、まだまだ初心者だと思っています。
アメリカ&日本株の個別銘柄/ETFへ投資しています。
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やわら埼玉県加須市 : Thank you m (_ _) m