Apple's savings account looks attractive, with an annualized...

Apple's savings account looks attractive, with an annualized interest rate of 4.15% (the average interest rate for savings accounts in the United States is about 0.35%), up to $250,000 in deposits, and 3% cash back

For Apple, it has opened up a new source of income. Apple Pay users in the United States will reach 48.7 million in 2023, a year-on-year increase of 7.3%, and it has accounted for 44% of the US mobile payment market, ranking first . From a long-term perspective, as long as people are still using iPhones, Apple’s payment has a huge advantage. Even if the current credit card business is lower than expected, as long as it continues to operate in the future and grows slowly, relying on Apple’s huge user base , will definitely achieve great results.