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Today's income is only 0.62 yuan! It's too much of a loss!

Today's income is only 0.62 yuan! It's too much of a loss!
Entering on the 17th of this month, I remember the 7-day annualized interest rate was 3.9%, but in less than 10 days, the 7-day annualized interest rate is only 3.6091%. It's not as good as the Yu'ebao in China years ago. It's not a good investment. There was a post yesterday mentioning this, and today's losses are even greater. Please correct me if I'm wrong. Thank you.🙏
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