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DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High

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SG Market Observer wrote a column · May 4, 2023 02:58
On May 2nd, $DBS Group Holdings (D05.SG)$ announced its first-quarter profit, which reached a record high. As Singapore's largest bank, DBS attributed the positive result to an increase in deposits from cautious investors who were seeking a secure place to store their funds amidst global banking instability, as well as heightened uncertainty surrounding the state of the world economy and geopolitical affairs.
First-quarter net profit up 43% yoy to record $2.57bn, ROE 18.6% at new high
• Total income up 34% to $4.94bn from healthy business momentum with loans up 3%, NIM up 66bp, fee trend improving
• Commercial book total income up 44% to $4.67bn while Treasury Markets normalises to $269m per guidance
• Cost-income ratio at 38%, SP at 6bp of loans, GP of $99m taken as prudent measure
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
First quarter net profit up 10% QoQ with total income up 8%
• Commercial book income grows 6% from higher loans (+1%), NIM improvement (+8bp), stronger fee income growth (+29%)
Balance sheet healthy
• Benefited from flight-to-safety deposit inflows / wealth management net new money in March
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
• NPA declines 3% QoQ with new NPA formation remaining low and more than offset by repayments and write-offs
• Allowance coverage rises to 127% and to 229% after considering collateral
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
• CET-1 at 14.4% 1Q dividend at 42 cents per share
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
1Q dividend at 42 cents per share
DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
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DBS Group Reports Strong Q1 Performance, Profit Jumps 43% to New High
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