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OCBC achieves record net profit, declares S$1.68 EPS for Q1

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SG Market Observer wrote a column · May 10, 2023 02:14
$UOB (U11.SG)$ , was the first of the trio of local banks to report its fiscal 2023’s first quarter (1Q 2023) results back in late April. The lender saw its net profit hit a record high of S$1.6 billion.

Similarly, $DBS Group Holdings (D05.SG)$  then followed up with its own stellar set of earnings, posting a record net profit of S$2.57 billion.

Now, $OCBC Bank (O39.SG)$  has joined both its peers in also reporting a splendid set of 1Q 2023 earnings.

The three banks are currently experiencing the positive effects of a significant surge in interest rates, which have resulted from the US Federal Reserve's aggressive rate hikes aimed at controlling inflation.

Here are the highlights from OCBC’s latest earnings report.
1Q23 Performance Highlights
Oversea-Chinese Banking Corporation Limited (“OCBC”) reported record net profit of S$1.88 billion for the first quarter of 2023 (“1Q23”), 39% higher as compared to S$1.36 billion a year ago (“1Q22”), and 44% above S$1.31 billion in the previous quarter (“4Q22”).

The Group’s performance was supported by its diversified income streams across banking,wealth managementand insurance.
OCBC achieves record net profit, declares S$1.68 EPS for Q1
The group has declared an annualised earnings per share of S$1.68 for the period, 38% higher than in Q1 2022 and 47% higher compared to Q4’s EPS.
OCBC achieves record net profit, declares S$1.68 EPS for Q1
Bank’s total income rose 27% year on year to S$3.35 billion.

Credit costs in 1Q23 were an annualised 12 basis points and portfolio qualityremained resilient, with non-performing loan (“NPL”) ratio improving to 1.1%. The Group’s liquidity andcapital positions remained strong, supporting business growth while providing buffer for uncertainties.
OCBC achieves record net profit, declares S$1.68 EPS for Q1
OCBC achieves record net profit, declares S$1.68 EPS for Q1
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OCBC achieves record net profit, declares S$1.68 EPS for Q1
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