New NISA index investment.
I am considering starting index investment with the new NISA for the purpose of retirement asset formation. I am currently 33 years old and plan to make a monthly deposit of 0.05 million yen. I was thinking of investing in the S&P500 or US stocks (VTI), but after watching Buffett Tarou's YouTube video, I am hesitant because there is a high possibility that US stocks will slump in the next 20-30 years. I would appreciate your advice.
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バフェット太郎 : If you aim to maximize assets, I think VTI is good, and if you want to build assets while suppressing risk, I think Orcan is good. Also, to correct the content of the question, the slump period for US stocks that I anticipate is not “the next 20 to 30 years,” but “until around 2040.”
There are two main reasons why I'm pessimistic about US stocks.
1: Investment targets that have boomed in the past 10 years tend to be sluggish for the next 10 years.
2: The 60-year cycle of long-term interest rates suggests the possibility that they will peak in 2040.
For these two reasons, US stocks cannot be expected to perform as before, and I think there is a possibility that they will be content with returns in the first half of the single-digit range.
However, if long-term interest rates enter a downward trend again after 2040, I think stock prices will rise significantly as stock valuations improve.
Koudoukeizaigaku5555 バフェット太郎 : The comic was also interesting, but the realistic responses are even more fascinating. I'm really glad I signed up for this app!!