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Bank collapse, government bond price crash, Great Depression

If it exceeds 1.5%, financial institutions will sell government bonds at a price to avoid losses. It has been reported to BIS regulations.
It's fine if you keep it until it expires! There are probably many people who have such an easy idea.
However, when bank funds are lost due to deposit reserve systems, etc., the deposit reserve ratio declines, and furthermore, there are many people who do not know aspects such as not being able to use funds for reinvestment and not being able to obtain profit.
People like that trust the MMT theory.
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