TOP STOCKS of 2024 📈 Market & World 🌍 News 🗞 October 2024
🇺🇸 45% of Americans will run out of money in retirement, per Yahoo Finance.
.
Truth is: It’s actually way more so it wouldn’t hurt to have multiple streams of income and invest in assets 🤷🏽♂️
Truth is: It’s actually way more so it wouldn’t hurt to have multiple streams of income and invest in assets 🤷🏽♂️
Hope everyone is having a Wealthy Weekend
Remember 🧠
The MIND and the HEART ♥️ are like a Parachute 🪂
They work BEST
When Open… 🤯
Finances is a Tool to be used
Not a pool to be viewed
Be a River
Not a dam 🦫 reservoir
Let anything and everything that’s truly good 😌
Flow through you
Not just to you
Be like water 💦 my friend 🤝
#CoachDonnie #BruceLee
Remember 🧠
The MIND and the HEART ♥️ are like a Parachute 🪂
They work BEST
When Open… 🤯
Finances is a Tool to be used
Not a pool to be viewed
Be a River
Not a dam 🦫 reservoir
Let anything and everything that’s truly good 😌
Flow through you
Not just to you
Be like water 💦 my friend 🤝
#CoachDonnie #BruceLee
📈 Time In the Market Beats Timin the Market Even a stopped clock ⏰ is right twice a day 😏
Short-Term Trading: Day traders often make decisions based on minutes or hours, focusing on short-term price movements.
Swing Trading: Traders may hold positions for several days or weeks, capitalizing on expected price swings.
Long-Term Investing: Investors often look at timeframes of months or years, focusing on a company's fundamentals rather than short-term market fluctuations.
🇨🇳 China becomes 🇸🇦 Saudi Arabia's largest oil customer, accounting for more than 20% of the kingdom's oil exports.
💎 A Charles Schwab survey, representing $9.57 trillion in assets, reveals that nearly half of respondents plan to invest in Bitcoin and crypto ETFs.
🔥 LATEST: A $Bank of America (BAC.US)$ survey reveals that 62% of millennials prefer crypto as $84 billion is set to transfer from older generations.
🚨 The S&P 500 is now trading above 5,800 for the first time in history and up 23% year-to-date. $SPDR Portfolio S&P 500 ETF (SPLG.US)$ $Vanguard S&P 500 ETF (VOO.US)$ tracks the S&P 500 📈
📈 The index ☝🏽 has now added nearly $14 TRILLION of market cap since October 2023.
⚖️ $Qualcomm (QCOM.US)$ negotiating merger with $Intel (INTC.US)$
🚨 The S&P 500 is now trading above 5,800 for the first time in history and up 23% year-to-date. $SPDR Portfolio S&P 500 ETF (SPLG.US)$ $Vanguard S&P 500 ETF (VOO.US)$ tracks the S&P 500 📈
📈 The index ☝🏽 has now added nearly $14 TRILLION of market cap since October 2023.
⚖️ $Qualcomm (QCOM.US)$ negotiating merger with $Intel (INTC.US)$
🔝 Bitcoin $Bitcoin (BTC.CC)$ retains top spot as best-performing asset in 2024, according to New York Digital Investment Group 🦾
🟠 $Goldman Sachs (GS.US)$ says China will likely begin QE, leading to soaring oil, gold, and #Bitcoin prices 🚀
⚡ BlackRock $Blackrock (BLK.US)$ states that Bitcoin and crypto adoption is accelerating faster than that of the Internet and mobile phones.
🇦🇪 UAE eliminates taxes on all $Bitcoin (BTC.CC)$ and crypto transactions. May have to get a spot there soon 🔜
🇺🇸 45% of Americans will run out of money in retirement, per Yahoo Finance.
Truth is: It’s actually way more so it wouldn’t hurt to have multiple streams of income and invest in assets 🤷🏽♂️
🚨Warren Buffett's Berkshire Hathaway $Berkshire Hathaway-B (BRK.B.US)$ has now dumped more than $10 billion worth of Bank of America $Bank of America (BAC.US)$ shares
🚨Warren Buffett's Berkshire Hathaway increased it’s $Sirius XM (SIRI.US)$ stake bought $83 million worth
📈 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
🚨 73% of Amazon, $Amazon (AMZN.US)$ , employees are considering quitting in response to Amazon saying that they will have to start working from the office 5 days a week, per FORTUNE.
💎A Charles Schwab survey, representing $9.57 trillion in assets, reveals that nearly half of respondents plan to invest in Bitcoin and crypto ETFs.
🪨 BlackRock $BLK surpasses $11.5 trillion in assets under management. They know more than us 🤷🏽♂️
🪨 BlackRock (Vanguard & State Street) also own a ton of NVDA 👇🏽
📈 $NVIDIA (NVDA.US)$ NVDA is crushing it still breaking records and releasing Blackwell soon 🔜 shutting down naysayers
🇺🇸 #BlackRock has hit a record $11.5 trillion in assets under management, fueled by rising markets and unprecedented $221 billion inflows in Q3.
🏦 Japan: Bank in Japan Will Adopt XRP by 2025: Report
⚡ INSIGHT: Retail investors increasingly buying crypto despite volatility: IOSCO
🏦 Central Bank of Russia Chooses XRP: A Game-Changer for Cross-Border Payments?
🏦 Germany’s $355,000,000,000 Bank LBBW to Offer Bitcoin, Ethereum, XRP, and Crypto Custody Services
⚡️#Ripple💰 $XRP (XRP.CC)$ launches crypto custody service for banks and fintech companies.
📈 MSTR $MicroStrategy (MSTR.US)$ & CEG $Constellation Energy (CEG.US)$ are crushing it 💪🏽
💹 PLTR $Palantir (PLTR.US)$ breaking records since it hit S&P 500 📈 and before. It’s in top 5 stocks YTD
⚡️ XRP $XRP (XRP.CC)$ launches crypto custody services for banks, expanding beyond its core payments business.
📊 SPLG $SPDR Portfolio S&P 500 ETF (SPLG.US)$ FTEC $Fidelity Covington Trust Msci Information Technology Index Etf (FTEC.US)$ VOO $Vanguard S&P 500 ETF (VOO.US)$ VGT $Vanguard Information Technology ETF (VGT.US)$ crushing in the ETF space
💰 Michael Saylor says their #Bitcoin strategy is “infinitely scalable.”
“I don't have any problem seeing how we could raise $100bn more capital and then $200bn after that.” 🚀 $MicroStrategy (MSTR.US)$
💰 Bitcoin retains top spot as best-performing asset in 2024, according to New York Digital Investment Group 🦾
🏦 Banks using Ripple XRP are getting more and more. Banks that join this platform are able to extend their payment offerings into new markets that are otherwise out of their reach. Ripple already has gathered an impressive number of payment, exchange, and transfer providers, out of which more than 100 are banks.
⚡️ Ripple launches crypto custody services for banks, expanding beyond its core payments business.
🤯 Ripple Co-founder Chris Larsen donates $1 million in $XRP to Harris.
🚨 SEC says self-certified #Ripple💰 futures would violate securities laws: Fox 🦊
📈 Fifteen out of 24 surveyed jurisdictions reported up to 10% or more of retail investors owned crypto last year, while six jurisdictions reported up to 30% or more crypto ownership, according to an Oct. 9 IOSCO report.
💰 51,300 Bitcoin have been withdrawn from exchanges this month! 👀
🐂 On average #Bitcoin bull cycles begin 170 days after the halving, meaning the bull run could start this month
🚨Michael Saylor’s MicroStrategy $MicroStrategy (MSTR.US)$ aims to become the world’s first trillion-dollar #Bitcoin bank 🏦
🇺🇸 45% of Americans will run out of money in retirement, per Yahoo Finance.
📊 A Charles Schwab survey shows nearly 50% of U.S. investors plan to invest in crypto ETFs, with crypto leading among millennial ETF investors.
🚨 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
🤖 $5.4 trillion asset manager Fidelity confirms 77,000+ customer records were hacked, including license, social security numbers, and personal information.
🟠 Goldman Sachs says China will likely begin QE, leading to soaring oil, gold, and #Bitcoin prices 🚀
🚨73% of Amazon, $AMZN, employees are considering quitting in response to Amazon saying that they will have to start working from the office 5 days a week, per FORTUNE.
🇨🇳China becomes 🇸🇦 Saudi Arabia's largest oil customer, accounting for more than 20% of the kingdom's oil exports.
💰 Michael Saylor says their #Bitcoin strategy is “infinitely scalable.”
“I don't have any problem seeing how we could raise $100bn more capital and then $200bn after that.” 🚀
🚨 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
💪🏽 Dominance :
BTC : 53.96 %
ETH : 12.98 %
Stables : 6.88 %
📈 Market Cap :
Total : 2.25T
DeFi : 69.79B
24hr Vol : 91.63B
🇯🇵 Japanese Public company Metaplanet buys another ¥1 billion worth of 🥇 Bitcoin
🟠 $Goldman Sachs (GS.US)$ says China will likely begin QE, leading to soaring oil, gold, and #Bitcoin prices 🚀
⚡ BlackRock $Blackrock (BLK.US)$ states that Bitcoin and crypto adoption is accelerating faster than that of the Internet and mobile phones.
🇦🇪 UAE eliminates taxes on all $Bitcoin (BTC.CC)$ and crypto transactions. May have to get a spot there soon 🔜
🇺🇸 45% of Americans will run out of money in retirement, per Yahoo Finance.
Truth is: It’s actually way more so it wouldn’t hurt to have multiple streams of income and invest in assets 🤷🏽♂️
🚨Warren Buffett's Berkshire Hathaway $Berkshire Hathaway-B (BRK.B.US)$ has now dumped more than $10 billion worth of Bank of America $Bank of America (BAC.US)$ shares
🚨Warren Buffett's Berkshire Hathaway increased it’s $Sirius XM (SIRI.US)$ stake bought $83 million worth
📈 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
🚨 73% of Amazon, $Amazon (AMZN.US)$ , employees are considering quitting in response to Amazon saying that they will have to start working from the office 5 days a week, per FORTUNE.
💎A Charles Schwab survey, representing $9.57 trillion in assets, reveals that nearly half of respondents plan to invest in Bitcoin and crypto ETFs.
🪨 BlackRock $BLK surpasses $11.5 trillion in assets under management. They know more than us 🤷🏽♂️
🪨 BlackRock (Vanguard & State Street) also own a ton of NVDA 👇🏽
📈 $NVIDIA (NVDA.US)$ NVDA is crushing it still breaking records and releasing Blackwell soon 🔜 shutting down naysayers
🇺🇸 #BlackRock has hit a record $11.5 trillion in assets under management, fueled by rising markets and unprecedented $221 billion inflows in Q3.
🏦 Japan: Bank in Japan Will Adopt XRP by 2025: Report
⚡ INSIGHT: Retail investors increasingly buying crypto despite volatility: IOSCO
🏦 Central Bank of Russia Chooses XRP: A Game-Changer for Cross-Border Payments?
🏦 Germany’s $355,000,000,000 Bank LBBW to Offer Bitcoin, Ethereum, XRP, and Crypto Custody Services
⚡️#Ripple💰 $XRP (XRP.CC)$ launches crypto custody service for banks and fintech companies.
📈 MSTR $MicroStrategy (MSTR.US)$ & CEG $Constellation Energy (CEG.US)$ are crushing it 💪🏽
💹 PLTR $Palantir (PLTR.US)$ breaking records since it hit S&P 500 📈 and before. It’s in top 5 stocks YTD
⚡️ XRP $XRP (XRP.CC)$ launches crypto custody services for banks, expanding beyond its core payments business.
📊 SPLG $SPDR Portfolio S&P 500 ETF (SPLG.US)$ FTEC $Fidelity Covington Trust Msci Information Technology Index Etf (FTEC.US)$ VOO $Vanguard S&P 500 ETF (VOO.US)$ VGT $Vanguard Information Technology ETF (VGT.US)$ crushing in the ETF space
💰 Michael Saylor says their #Bitcoin strategy is “infinitely scalable.”
“I don't have any problem seeing how we could raise $100bn more capital and then $200bn after that.” 🚀 $MicroStrategy (MSTR.US)$
💰 Bitcoin retains top spot as best-performing asset in 2024, according to New York Digital Investment Group 🦾
🏦 Banks using Ripple XRP are getting more and more. Banks that join this platform are able to extend their payment offerings into new markets that are otherwise out of their reach. Ripple already has gathered an impressive number of payment, exchange, and transfer providers, out of which more than 100 are banks.
⚡️ Ripple launches crypto custody services for banks, expanding beyond its core payments business.
🤯 Ripple Co-founder Chris Larsen donates $1 million in $XRP to Harris.
🚨 SEC says self-certified #Ripple💰 futures would violate securities laws: Fox 🦊
📈 Fifteen out of 24 surveyed jurisdictions reported up to 10% or more of retail investors owned crypto last year, while six jurisdictions reported up to 30% or more crypto ownership, according to an Oct. 9 IOSCO report.
💰 51,300 Bitcoin have been withdrawn from exchanges this month! 👀
🐂 On average #Bitcoin bull cycles begin 170 days after the halving, meaning the bull run could start this month
🚨Michael Saylor’s MicroStrategy $MicroStrategy (MSTR.US)$ aims to become the world’s first trillion-dollar #Bitcoin bank 🏦
🇺🇸 45% of Americans will run out of money in retirement, per Yahoo Finance.
📊 A Charles Schwab survey shows nearly 50% of U.S. investors plan to invest in crypto ETFs, with crypto leading among millennial ETF investors.
🚨 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
🤖 $5.4 trillion asset manager Fidelity confirms 77,000+ customer records were hacked, including license, social security numbers, and personal information.
🟠 Goldman Sachs says China will likely begin QE, leading to soaring oil, gold, and #Bitcoin prices 🚀
🚨73% of Amazon, $AMZN, employees are considering quitting in response to Amazon saying that they will have to start working from the office 5 days a week, per FORTUNE.
🇨🇳China becomes 🇸🇦 Saudi Arabia's largest oil customer, accounting for more than 20% of the kingdom's oil exports.
💰 Michael Saylor says their #Bitcoin strategy is “infinitely scalable.”
“I don't have any problem seeing how we could raise $100bn more capital and then $200bn after that.” 🚀
🚨 Nearly half of traditional hedge funds (47%) now invest in crypto, per AIMA & PwC, up from 29% last year.
💪🏽 Dominance :
BTC : 53.96 %
ETH : 12.98 %
Stables : 6.88 %
📈 Market Cap :
Total : 2.25T
DeFi : 69.79B
24hr Vol : 91.63B
🇯🇵 Japanese Public company Metaplanet buys another ¥1 billion worth of 🥇 Bitcoin
Updates
💹 Robinhood just announced that they will be launching #Bitcoin and #Ethereum futures trading. 🚀
$1.3 trillion asset manager Morgan Stanley discloses $272 million Bitcoin ETF holdings.
🇺🇸 Bank of America warns that gold may be the final safe haven as US Treasuries face risks from rising national debt.
🇺🇸 FBI arrests man behind SEC Twitter hack who posted the fake spot Bitcoin ETF approval.
🇺🇸 Donald Trump's election odds surge to a record 24.2% lead over Kamala Harris, according to trading platform Polymarket.
🇺🇸 The US Presidential election is only 19 days away!
🚨 Meta $META has reportedly laid off staff at Instagram, WhatsApp, and Reality Labs in a reshuffling today
🇪🇺 EU may calculate fines against 𝕏 by including revenue from Elon Musk's other businesses - Bloomberg
🚨 S&P 500 will plunge 26% next year warns Stifel
🇺🇸 JPMorgan, $JPM, has said that the markets are pricing in a Donald Trump election win.
💥EUROPE CUTS RATES BY 0.25% AGAIN
🇪🇺 EU - 0.75% rate cut
🇺🇸 USA - 0.50% rate cut
🇨🇦 Canada - 0.75% rate cut
🇬🇧 UK - 0.25% rate cut
🇨🇳 China - 0.25% rate cut
🇩🇰 Denmark - 0.25% rate cut
🤖 Pentagon wants to use AI deep fake personas to manipulate people — The Intercept
🇹🇼 TSMC: Q3 net profit t$325.3 billion (market forecast t$300.2 billion)
🇷🇺 Over 35 countries have confirmed their participation in the upcoming BRICS Summit in Russia.
🚨 Meta, $META, must face a lawsuit by dozens of state attorneys general alleging it knowingly contributed to a youth mental health crisis by getting kids hooked on social media, per Bloomberg.
🇷🇺 Russian President Putin says the United States is a danger to humanity.
Illegal Short Sellers in South Korea now face the possibility of life in prison
📊 💰 Bitcoin spot ETF inflow hits $458.54M, 💰 Ethereum spot ETF follows with $24.22M on OCT. 16
💰 Ethereum, L2s to reach over 100K TPS with ‘The Surge’ upgrade — Vitalik Buterin
Some of the “key goals” of The Surge are to achieve over 100,000 TPS across #Ethereum and its layer 2s and to increase interoperability, says Vitalik Buterin.
💰 BlackRock's spot #Bitcoin ETF bought $391.8 MILLION worth of Bitcoin today.
🔥 Michael Saylor says MicroStrategy "beat every single company in the S&P index using #Bitcoin💰 strategy."
📊 UPDATE: 94% of Asian private wealth is investing or considering crypto, with 31% predicting #Bitcoin will hit $100K by year-end
🚨 Hong Kong Police Bust $46M Deepfake Crypto Scam
27 individuals were arrested for running an AI deepfake operation that lured victims into a crypto romance scam, defrauding them of over $46 million.
📉 INSIGHT: Crypto funding drops 20% in Q3 due to "barbell market" — Galaxy Digital
#Bitcoin and low-cap, high-risk #memecoins led the crypto market in Q3, leading venture capitalists to overlook mid-tier projects, Galaxy Digital analysts said.
💹 Robinhood just announced that they will be launching #Bitcoin and #Ethereum futures trading. 🚀
$1.3 trillion asset manager Morgan Stanley discloses $272 million Bitcoin ETF holdings.
🇺🇸 Bank of America warns that gold may be the final safe haven as US Treasuries face risks from rising national debt.
🇺🇸 FBI arrests man behind SEC Twitter hack who posted the fake spot Bitcoin ETF approval.
🇺🇸 Donald Trump's election odds surge to a record 24.2% lead over Kamala Harris, according to trading platform Polymarket.
🇺🇸 The US Presidential election is only 19 days away!
🚨 Meta $META has reportedly laid off staff at Instagram, WhatsApp, and Reality Labs in a reshuffling today
🇪🇺 EU may calculate fines against 𝕏 by including revenue from Elon Musk's other businesses - Bloomberg
🚨 S&P 500 will plunge 26% next year warns Stifel
🇺🇸 JPMorgan, $JPM, has said that the markets are pricing in a Donald Trump election win.
💥EUROPE CUTS RATES BY 0.25% AGAIN
🇪🇺 EU - 0.75% rate cut
🇺🇸 USA - 0.50% rate cut
🇨🇦 Canada - 0.75% rate cut
🇬🇧 UK - 0.25% rate cut
🇨🇳 China - 0.25% rate cut
🇩🇰 Denmark - 0.25% rate cut
🤖 Pentagon wants to use AI deep fake personas to manipulate people — The Intercept
🇹🇼 TSMC: Q3 net profit t$325.3 billion (market forecast t$300.2 billion)
🇷🇺 Over 35 countries have confirmed their participation in the upcoming BRICS Summit in Russia.
🚨 Meta, $META, must face a lawsuit by dozens of state attorneys general alleging it knowingly contributed to a youth mental health crisis by getting kids hooked on social media, per Bloomberg.
🇷🇺 Russian President Putin says the United States is a danger to humanity.
Illegal Short Sellers in South Korea now face the possibility of life in prison
📊 💰 Bitcoin spot ETF inflow hits $458.54M, 💰 Ethereum spot ETF follows with $24.22M on OCT. 16
💰 Ethereum, L2s to reach over 100K TPS with ‘The Surge’ upgrade — Vitalik Buterin
Some of the “key goals” of The Surge are to achieve over 100,000 TPS across #Ethereum and its layer 2s and to increase interoperability, says Vitalik Buterin.
💰 BlackRock's spot #Bitcoin ETF bought $391.8 MILLION worth of Bitcoin today.
🔥 Michael Saylor says MicroStrategy "beat every single company in the S&P index using #Bitcoin💰 strategy."
📊 UPDATE: 94% of Asian private wealth is investing or considering crypto, with 31% predicting #Bitcoin will hit $100K by year-end
🚨 Hong Kong Police Bust $46M Deepfake Crypto Scam
27 individuals were arrested for running an AI deepfake operation that lured victims into a crypto romance scam, defrauding them of over $46 million.
📉 INSIGHT: Crypto funding drops 20% in Q3 due to "barbell market" — Galaxy Digital
#Bitcoin and low-cap, high-risk #memecoins led the crypto market in Q3, leading venture capitalists to overlook mid-tier projects, Galaxy Digital analysts said.
WE HAVE A WIDE RANGE OF AGES & STAGES ON DECK SO LETS TAWK BOUT
RISK TOLERANCE
* The Long Game
Recognize that investing is often about long-term growth rather than short-term gains. The market can be volatile, and understanding that ups and downs are part of the journey can help you remain patient.
How much RISK can you take⁉️
When it comes to investing, risk and return may come hand-in-hand. If unwilling to take risks, one should not expect returns.
However, it could be dangerous when some only has their eye on the CAGR, ROI & returns while neglecting the risks.
So, how does one balance risk and return⁉️ This depends on how much risk you can take.
Risk tolerance varies from person to person. This is often related to 4 main factors.
• The first factor is age.
A youngin in his prime and a retired senior generally have different levels of risk tolerance.
Young people usually (think they) have a longer timeline to recover from their losses.
Therefore, they may be more risk-tolerant.
However, many elderly people live off pensions or savings, and may not have other sources of income, which can make them relatively less risk-tolerant.
A commonly cited rule of thumb makes it easier to approach the relationship between age and potentially high-risk assets, such as stocks.
According to this principle, the percentage of stocks people may consider holding is equal to 100 minus their age.
For example, a 30-year-old investor may consider allocating 70% of their idle funds to stocks, while according to this rule, that percentage for an investor aged 70 should be within 30% (this number can be more based on the person’s individual goals and risk tolerance. If their risk tolerance is high and they want to retire soon they can allocate 50-80%+ into the market and other assets with a solid history & CAGR).
However, this formula can be flexible. You can adjust it according to your situation. But, all else being equal, the principle is the older you are, the lower the proportion of your portfolio that you MAY want to consider investing in high-risk assets.
• The second factor is financial status.
For example, if someone is well-off and has no debt and he is also single, then there is a lot less financial burden on his hands. But if he is married with kids, then living expenses are high, and he might struggle to make ends meet.
There is an essential difference between his risk tolerance level in these two situations.
The former is in good financial condition. A slight loss will not affect life. Therefore, the risk tolerance is relatively strong.
The latter's financial situation is already unstable. Losing money on an investment might result in a huge burden on life.
Therefore, the risk tolerance is less.
• The third factor is individual risk appetite.
Everyone has different perspectives on risks.
Some people are conservative even when they are young and well-off. They simply do not want to take any risks, thus they are not the best candidates for high-risk investments.
Some people are more radical. Losing money will not rattle their mindsets. Thus they are willing to take high risks to gain possible high returns.
• The fourth factor is the level of investment knowledge.
The essence of risk is uncertainty. Before investing, you will not know the profits or losses it brings.
If you have done your homework in asset analysis with the right investment mindset, you may become more capable of controlling the investment risks perceived by others as huge uncertainty.
Conversely, you'll be walking a thin line if you choose to invest in financial assets that you don't know much about, especially those involving high risk.
To sum up, the investment risk that you can take depends on your age, financial situation, risk appetite, and investment knowledge. Before investing, we must know our situation, and not act on impulse.
* Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.
- Warren Buffett, Billionaire
Extra Credit:
* ETFs, Longs, Shorts 👈🏽 in that order. ETFs and Longs is the retirement and Generational Wealth. NO funny stuff in the ETFs and the Longs. Shorts is for fun and Free Cash Flow… but can occasionally also hit 2x to 10x plus, if it doesn’t go to 0. Hail Mary.
* Only invest LONG TERM in stuff that’s outperforming the market. S&P 500 📈 does 7-10% a year, my ETFs gotta yield or earn the same or MORE on an annual basis, to be worth my time.
* IF you have extremely LOW RISK tolerance consider a CD or money market.
* ONLY deal with shorts if you have the means and risk tolerance. Otherwise stick to LONG TERM STOCKS, ETFs & REAL ESTATE FOR CASH.
Let’s all
Stop 🛑 focusing on a quick buck. Hold, and go long.
Collect Assets at a Discount. DCA either way. Be patient. We Build Wealth.
The compound annual growth rate (CAGR) is the mean annual growth rate of an investment over a period longer than one year.
It's one of the most accurate ways to calculate and determine returns for individual assets, investment portfolios, and anything that can rise or fall in value over time.
= 10 to 100% CAGR or more for All of Our Assets:
Ex:
What does 10% CAGR mean?
CAGR tells you the average rate at which an investment has grown over a specified period.
10% CAGR means the 10% interest you earn every year is first added to your principal investment. And then, on the total amount, you again get 10% return.
Traditional Investing
Buy & Hold
Big Boy Blue Chip
Long Term
#CoachDonnie
RISK TOLERANCE
* The Long Game
Recognize that investing is often about long-term growth rather than short-term gains. The market can be volatile, and understanding that ups and downs are part of the journey can help you remain patient.
How much RISK can you take⁉️
When it comes to investing, risk and return may come hand-in-hand. If unwilling to take risks, one should not expect returns.
However, it could be dangerous when some only has their eye on the CAGR, ROI & returns while neglecting the risks.
So, how does one balance risk and return⁉️ This depends on how much risk you can take.
Risk tolerance varies from person to person. This is often related to 4 main factors.
• The first factor is age.
A youngin in his prime and a retired senior generally have different levels of risk tolerance.
Young people usually (think they) have a longer timeline to recover from their losses.
Therefore, they may be more risk-tolerant.
However, many elderly people live off pensions or savings, and may not have other sources of income, which can make them relatively less risk-tolerant.
A commonly cited rule of thumb makes it easier to approach the relationship between age and potentially high-risk assets, such as stocks.
According to this principle, the percentage of stocks people may consider holding is equal to 100 minus their age.
For example, a 30-year-old investor may consider allocating 70% of their idle funds to stocks, while according to this rule, that percentage for an investor aged 70 should be within 30% (this number can be more based on the person’s individual goals and risk tolerance. If their risk tolerance is high and they want to retire soon they can allocate 50-80%+ into the market and other assets with a solid history & CAGR).
However, this formula can be flexible. You can adjust it according to your situation. But, all else being equal, the principle is the older you are, the lower the proportion of your portfolio that you MAY want to consider investing in high-risk assets.
• The second factor is financial status.
For example, if someone is well-off and has no debt and he is also single, then there is a lot less financial burden on his hands. But if he is married with kids, then living expenses are high, and he might struggle to make ends meet.
There is an essential difference between his risk tolerance level in these two situations.
The former is in good financial condition. A slight loss will not affect life. Therefore, the risk tolerance is relatively strong.
The latter's financial situation is already unstable. Losing money on an investment might result in a huge burden on life.
Therefore, the risk tolerance is less.
• The third factor is individual risk appetite.
Everyone has different perspectives on risks.
Some people are conservative even when they are young and well-off. They simply do not want to take any risks, thus they are not the best candidates for high-risk investments.
Some people are more radical. Losing money will not rattle their mindsets. Thus they are willing to take high risks to gain possible high returns.
• The fourth factor is the level of investment knowledge.
The essence of risk is uncertainty. Before investing, you will not know the profits or losses it brings.
If you have done your homework in asset analysis with the right investment mindset, you may become more capable of controlling the investment risks perceived by others as huge uncertainty.
Conversely, you'll be walking a thin line if you choose to invest in financial assets that you don't know much about, especially those involving high risk.
To sum up, the investment risk that you can take depends on your age, financial situation, risk appetite, and investment knowledge. Before investing, we must know our situation, and not act on impulse.
* Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.
- Warren Buffett, Billionaire
Extra Credit:
* ETFs, Longs, Shorts 👈🏽 in that order. ETFs and Longs is the retirement and Generational Wealth. NO funny stuff in the ETFs and the Longs. Shorts is for fun and Free Cash Flow… but can occasionally also hit 2x to 10x plus, if it doesn’t go to 0. Hail Mary.
* Only invest LONG TERM in stuff that’s outperforming the market. S&P 500 📈 does 7-10% a year, my ETFs gotta yield or earn the same or MORE on an annual basis, to be worth my time.
* IF you have extremely LOW RISK tolerance consider a CD or money market.
* ONLY deal with shorts if you have the means and risk tolerance. Otherwise stick to LONG TERM STOCKS, ETFs & REAL ESTATE FOR CASH.
Let’s all
Stop 🛑 focusing on a quick buck. Hold, and go long.
Collect Assets at a Discount. DCA either way. Be patient. We Build Wealth.
The compound annual growth rate (CAGR) is the mean annual growth rate of an investment over a period longer than one year.
It's one of the most accurate ways to calculate and determine returns for individual assets, investment portfolios, and anything that can rise or fall in value over time.
= 10 to 100% CAGR or more for All of Our Assets:
Ex:
What does 10% CAGR mean?
CAGR tells you the average rate at which an investment has grown over a specified period.
10% CAGR means the 10% interest you earn every year is first added to your principal investment. And then, on the total amount, you again get 10% return.
Traditional Investing
Buy & Hold
Big Boy Blue Chip
Long Term
#CoachDonnie
Anyone who's working a job they hate or working with people they dislike
Get ready to fire 🔥 your boss and donate your job back to the economy soon 🔜
In order to do that, knowing the following helps:
Target 🎯 Date *
Target 🎯 Amount *
Target Net Worth *
• EARN More on the side - side hustles: Etsy, Lyft, Door Dash, Uber Eats, Start a YouTube Channel, Become an Affiliate Marketer, Start a Website, Become a Consultant at whatever you have experience at/you’re good at
• GIVE More - give at least 10% what you earn to God’s Children/those in need. When you give it comes back because you're operating in the Universal Kingdom Principle of Abundance, not lack.
• KEEP Most of what you earn cut down expenses any way you can
• MULTIPLY what you keep by investing - Stocks ETFs Real Estate Businesses Gold Silver
• INVEST Daily Weekly and/or Monthly until you hit your Goals 🥅
• Example *
1. Target 🎯 Date:
In 20 years @ age 50-55 I need ❌ amount
2. Target 🎯 Amount - Passive Income:
$10,000 a month - $120,000 a year, Passively
(Yes most people can live off $10k a month passively)
3. Target 🎯 Net Worth:
Use the 10k x 200 ( Rule of 200 ) I need $2 million minimum in order to take care of ALL my expenses, have fun, have funds leftover, give, enjoy FREEDOM, PASS ON THE PRINCIPLE TO THE NEXT GENERATION ($2 Million)
If I truly want to, make millions
Everything I do has to get me to $2 million ASAP because I know I can get a 6-8% return 120k a year min / 12 and I'll have $10k a month, passively
Then you pass on the $2 million aka The Principal, to the Next Generation
Build Wealth and Live off the Interest without having to clock ⏰ in anymore
The interest will be $10k a month minimum you’ll still have $2 million Principal
WE DO THIS FOR FREEDOM KINGDOM LEGACY STEWARDSHIP LOVE FAMILY NOT JUST STOCKS STUFF OR MONEY 💯
#Freedom #WeDoThisForFreedom
• Do these 7 things & you’ll level up
1. Build your Assets over time, Create some Net worth (Gold and Silver, Stocks, Real Estate, Businesses)
2. Stay out of Bad Debt - Leverage Good Debt (Debt that you use to pay you monthly)
3. Live on a Plan - Live on less than what you make
4. Save & Invest
Have:
5. Discipline
6. Patience
7. Consistency
#CoachDonnie
For ANY and all aforementioned/heretofore Stocks, ETFs, side hustles or other Assets/asset classes discussed here
Remember the following:
🚨 DISCLAIMER 🚨
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
I Share Because I Care. The aforementioned is for Informational Educational & Entertainment purposes ONLY, this is NOT investment advice.
You have to do what’s best for you and yours at the end of the day. There’s NO guarantees in Investing nor Asset Accumulation.
Reach out to your Financial Advisor, CPA and or CFP.
I am not a Financial Advisor, CFP nor CPA.
Get ready to fire 🔥 your boss and donate your job back to the economy soon 🔜
In order to do that, knowing the following helps:
Target 🎯 Date *
Target 🎯 Amount *
Target Net Worth *
• EARN More on the side - side hustles: Etsy, Lyft, Door Dash, Uber Eats, Start a YouTube Channel, Become an Affiliate Marketer, Start a Website, Become a Consultant at whatever you have experience at/you’re good at
• GIVE More - give at least 10% what you earn to God’s Children/those in need. When you give it comes back because you're operating in the Universal Kingdom Principle of Abundance, not lack.
• KEEP Most of what you earn cut down expenses any way you can
• MULTIPLY what you keep by investing - Stocks ETFs Real Estate Businesses Gold Silver
• INVEST Daily Weekly and/or Monthly until you hit your Goals 🥅
• Example *
1. Target 🎯 Date:
In 20 years @ age 50-55 I need ❌ amount
2. Target 🎯 Amount - Passive Income:
$10,000 a month - $120,000 a year, Passively
(Yes most people can live off $10k a month passively)
3. Target 🎯 Net Worth:
Use the 10k x 200 ( Rule of 200 ) I need $2 million minimum in order to take care of ALL my expenses, have fun, have funds leftover, give, enjoy FREEDOM, PASS ON THE PRINCIPLE TO THE NEXT GENERATION ($2 Million)
If I truly want to, make millions
Everything I do has to get me to $2 million ASAP because I know I can get a 6-8% return 120k a year min / 12 and I'll have $10k a month, passively
Then you pass on the $2 million aka The Principal, to the Next Generation
Build Wealth and Live off the Interest without having to clock ⏰ in anymore
The interest will be $10k a month minimum you’ll still have $2 million Principal
WE DO THIS FOR FREEDOM KINGDOM LEGACY STEWARDSHIP LOVE FAMILY NOT JUST STOCKS STUFF OR MONEY 💯
#Freedom #WeDoThisForFreedom
• Do these 7 things & you’ll level up
1. Build your Assets over time, Create some Net worth (Gold and Silver, Stocks, Real Estate, Businesses)
2. Stay out of Bad Debt - Leverage Good Debt (Debt that you use to pay you monthly)
3. Live on a Plan - Live on less than what you make
4. Save & Invest
Have:
5. Discipline
6. Patience
7. Consistency
#CoachDonnie
For ANY and all aforementioned/heretofore Stocks, ETFs, side hustles or other Assets/asset classes discussed here
Remember the following:
🚨 DISCLAIMER 🚨
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
I Share Because I Care. The aforementioned is for Informational Educational & Entertainment purposes ONLY, this is NOT investment advice.
You have to do what’s best for you and yours at the end of the day. There’s NO guarantees in Investing nor Asset Accumulation.
Reach out to your Financial Advisor, CPA and or CFP.
I am not a Financial Advisor, CFP nor CPA.
Let’s Put in the work - work smarter not just harder
Key 🔑 Aspects of Financial Freedom:
1. Budgeting and Planning: Effective budgeting helps you track your income and expenses, enabling you to allocate funds toward savings, investments, and discretionary spending.
2. Debt Management: Financial freedom involves managing and reducing debt. This includes understanding the difference between good debt (like mortgages or student loans) and bad debt (like high-interest credit cards) and developing a plan to pay off high-interest debts.
3. Emergency Fund: Building an emergency fund that covers 3-6 months' worth of living expenses provides a financial cushion for unexpected events, such as medical emergencies or job loss.
4. Investing: Investing your money wisely can help grow your wealth over time. This can include stocks, bonds, mutual funds, real estate, or other investment vehicles that align with your financial goals.
5. Multiple Income Streams: Diversifying your income sources, such as side hustles, rental properties, or investments, can provide additional financial security and accelerate your journey to financial freedom.
Independence is the goal
Freedom > stuff
#CoachDonnie
Do these 7 things & you’ll level up
1. Build your Assets over time, Create some Net worth (Gold and Silver, Stocks, Real Estate, Businesses)
2. Stay out of Bad Debt - Leverage Good Debt (Debt that you use to pay you monthly)
3. Live on a Plan - Live on less than what you make
4. Save & Invest
Have:
5. Discipline
6. Patience
7. Consistence
#CoachDonnie
#GenerationalWealth
The $Tesla (TSLA.US)$ event didn't really blow us away with surprises:
Musk didn't spill the beans on the tech that's gonna power their self-driving taxis, and he was kinda quiet about how they're planning to make money from autonomous cars in the future.
Oh, and that budget-friendly Model 2 everyone on Wall Street was super excited about? Yeah, that was a no-show too.
Elon needs to focus and tune in they can turn things around for the good 📈
Otherwise it’s a wrap 📉
1. Budgeting and Planning: Effective budgeting helps you track your income and expenses, enabling you to allocate funds toward savings, investments, and discretionary spending.
2. Debt Management: Financial freedom involves managing and reducing debt. This includes understanding the difference between good debt (like mortgages or student loans) and bad debt (like high-interest credit cards) and developing a plan to pay off high-interest debts.
3. Emergency Fund: Building an emergency fund that covers 3-6 months' worth of living expenses provides a financial cushion for unexpected events, such as medical emergencies or job loss.
4. Investing: Investing your money wisely can help grow your wealth over time. This can include stocks, bonds, mutual funds, real estate, or other investment vehicles that align with your financial goals.
5. Multiple Income Streams: Diversifying your income sources, such as side hustles, rental properties, or investments, can provide additional financial security and accelerate your journey to financial freedom.
Independence is the goal
Freedom > stuff
#CoachDonnie
Do these 7 things & you’ll level up
1. Build your Assets over time, Create some Net worth (Gold and Silver, Stocks, Real Estate, Businesses)
2. Stay out of Bad Debt - Leverage Good Debt (Debt that you use to pay you monthly)
3. Live on a Plan - Live on less than what you make
4. Save & Invest
Have:
5. Discipline
6. Patience
7. Consistence
#CoachDonnie
#GenerationalWealth
The $Tesla (TSLA.US)$ event didn't really blow us away with surprises:
Musk didn't spill the beans on the tech that's gonna power their self-driving taxis, and he was kinda quiet about how they're planning to make money from autonomous cars in the future.
Oh, and that budget-friendly Model 2 everyone on Wall Street was super excited about? Yeah, that was a no-show too.
Elon needs to focus and tune in they can turn things around for the good 📈
Otherwise it’s a wrap 📉
In the market, "time" can refer to several important concepts:
1. Time Horizon: This is the period over which an investor intends to hold an investment before needing to access the funds. Time horizons can vary widely, from short-term (days to months) to medium-term (a few years) to long-term (typically five years or more). The time horizon influences investment strategy, risk tolerance, and asset allocation.
2. Time Value of Money (TVM): This principle states that a sum of money has greater value now than it will in the future due to its potential earning capacity. In investment terms, this concept underpins the importance of earning returns over time, often calculated using present value and future value formulas.
3. Market Timing: Refers to the strategy of making buy or sell decisions based on predictions of future market price movements. Market timing can be risky and is often criticized for being difficult to execute consistently.
4. Investment Duration: In fixed-income investments, duration measures how sensitive the price of a bond is to changes in interest rates. It considers the timing of all cash flows, including interest payments and the return of principal.
5. Compounding Time: The effect of compounding returns over time is crucial in investing. The longer the investment period, the more pronounced the effects of compounding can be, as returns generate additional returns.
Understanding these various aspects of time is essential for investors as they shape decisions, strategies, and expectations for returns in the investment market.
Time in The Market Beats Timin The Market.
#CoachDonnie #TimeInTheMarketBeatsTiminTheMarket
* Above ☝🏽 are recent things I read not necessarily my views.
* Q: Coach Donnie, are there any Guarantees with Stocks ETFs or the market overall?
* A: Yes. Nothing is guaranteed.
For ANY and all aforementioned/heretofore Stocks, ETFs, side hustles or other Assets/asset classes mentioned
Remember the following:
🚨 DISCLAIMER 🚨
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
I Share Because I Care. The aforementioned is for Informational Educational & Entertainment purposes ONLY, this is NOT investment advice.
You have to do what’s best for you and yours at the end of the day. There’s NO guarantees in Investing nor Asset Accumulation.
Reach out to your Financial Advisor, CPA and or CFP.
I am not a Financial Advisor, CFP nor CPA.
1. Time Horizon: This is the period over which an investor intends to hold an investment before needing to access the funds. Time horizons can vary widely, from short-term (days to months) to medium-term (a few years) to long-term (typically five years or more). The time horizon influences investment strategy, risk tolerance, and asset allocation.
2. Time Value of Money (TVM): This principle states that a sum of money has greater value now than it will in the future due to its potential earning capacity. In investment terms, this concept underpins the importance of earning returns over time, often calculated using present value and future value formulas.
3. Market Timing: Refers to the strategy of making buy or sell decisions based on predictions of future market price movements. Market timing can be risky and is often criticized for being difficult to execute consistently.
4. Investment Duration: In fixed-income investments, duration measures how sensitive the price of a bond is to changes in interest rates. It considers the timing of all cash flows, including interest payments and the return of principal.
5. Compounding Time: The effect of compounding returns over time is crucial in investing. The longer the investment period, the more pronounced the effects of compounding can be, as returns generate additional returns.
Understanding these various aspects of time is essential for investors as they shape decisions, strategies, and expectations for returns in the investment market.
Time in The Market Beats Timin The Market.
#CoachDonnie #TimeInTheMarketBeatsTiminTheMarket
* Above ☝🏽 are recent things I read not necessarily my views.
* Q: Coach Donnie, are there any Guarantees with Stocks ETFs or the market overall?
* A: Yes. Nothing is guaranteed.
For ANY and all aforementioned/heretofore Stocks, ETFs, side hustles or other Assets/asset classes mentioned
Remember the following:
🚨 DISCLAIMER 🚨
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
I Share Because I Care. The aforementioned is for Informational Educational & Entertainment purposes ONLY, this is NOT investment advice.
You have to do what’s best for you and yours at the end of the day. There’s NO guarantees in Investing nor Asset Accumulation.
Reach out to your Financial Advisor, CPA and or CFP.
I am not a Financial Advisor, CFP nor CPA.
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
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EZ_money : 62% of one generation
that's why the market is smaller than silver
Coach Donnie OP EZ_money : What do you mean?
EZ_money : 84 trillion
where do these 
s come up with these figures. it's not even 3 trillion dollars right now
EZ_money : if 84 trillion goes into BTC i will not be using the dollar it's value will be worthless
Coach Donnie OP EZ_money : Ah the try to shoot holes through people so you can feel superior guy
I see you.
You know you don’t have to do that right? Simple misprint.
EZ_money : i guess the west will just forget about the 230 trillion dollars it's in debt....all of NATO countries
Coach Donnie OP EZ_money : Go find the BAC survey instead of being a
by calling a complete stranger names, unprovoked.
735919637 : Didn't he say 84 billion...
read it as trillion
Coach Donnie OP 735919637 : Some people look for anything to argue or feel superior about not looking at the amount of effort it takes to even do this post for FREE to help people
Coach Donnie OP EZ_money : Do you have a solution or you just like trolling to feel superior?
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