How much risk can you take⁉️
When it comes to investing, risk and return may come hand-in-hand. If unwilling to take risks, one should not expect returns.
However, it could be dangerous when some only have their eye on the returns and neglect the risks.
So, how to balance risk and return? This depends on how much risk you can take.
Risk tolerance varies from person to person. This is mainly related to 4 factors.
The first factor is age.
A young man in his prime and a retired senior generally have different levels of risk tolerance.
Young people usually have a longer timeline to recover from their losses.
Therefore, they may be more risk-tolerant.
However, many elderly people live off pensions or savings, and may not have other sources of income, which can make them relatively less risk-tolerant.
A commonly cited rule of thumb makes it easier to approach the relationship between age and high-risk assets, such as stocks.
According to this principle, the percentage of stocks people may consider holding is equal to 100 minus their age.
For example, a 30-year-old investor may consider allocating 70% of their idle funds to stocks, while according to this rule, that percentage for an investor aged 70 should be within 30%.
However, this formula can be flexible. You can adjust it according to your situation. But, all else being equal, the principle is the older you are, the lower the proportion of your portfolio that you might want to consider investing in high-risk assets.
The second factor is financial status.
For example, if someone is well-off and has no debt and he is also single, then there is a lot less financial burden on his hands. But if he is married with kids, then living expenses are high, and he might struggle to make ends meet. There is an essential difference between his risk tolerance level in these two situations.
The former is in good financial condition. A slight loss will not affect life. Therefore, the risk tolerance is relatively strong.
The latter's financial situation is already unstable. Losing money on an investment might result in a huge burden on life.
Therefore, the risk tolerance is very weak.
The third factor is individual risk appetite.
Everyone has different perspectives on risks.
Some people are conservative even when they are young and well-off.
They simply do not want to take any risks, thus they are not the best candidates for high-risk investments.
Some people are more radical.
Losing money will not rattle their mindsets. Thus they are willing to take high risks to gain possible high returns.
The fourth factor is the level of investment knowledge.
The essence of risk is uncertainty. Before investing, you will not know the profits or losses it brings.
If you have done your homework in asset analysis with the right investment mindset, you may become more capable of controlling the investment risks perceived by others as huge uncertainty.
Conversely, you'll be walking a thin line if you choose to invest in financial assets that you don't know much about, especially those involving high risk.
To sum up, the investment risk that you can take depends on your age, financial situation, risk appetite, and investment knowledge. Before investing, we must know our situation, and not act on impulse.
#CoachDonnie
Coach Donnie OP : We have been here before. Remember, the stock market only exists because it makes money and multiplies wealth. In order to transfer wealth to you and your family you’ll need to be patient.
Last earnings season we saw the same thing with Megacaps and the broader stock market. But it rebounded very well in Sept and Oct. I believe Nov and Dec will be higher for the stock market. Don’t allow market manipulation to cause you to panic sell. Of course, when you buy or sell is your decision.. For me, I’m staying strong and staying long. All will be well’
Coach Donnie OP : ELECTION 🗳 COUNTDOWN: HOW THE MARKET 📉 MAY MOVE 📈 HOW WILL YOU STRATEGIZE⁉️
Coach Donnie OP : What does sweep around your own front door before you sweep around mine
Coach Donnie OP : It’s so easy to be kind to someone you feel you can get something from or learn from or admire but
You can easily judge the character of a man by how he treats those who can do nothing for him.
Coach Donnie OP : Some people are so poor, all they have is money.
BRINGS MORE TO YOU
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Your real wealth can be measured not by what you have, but by what you are.
Wealth is not measured by how much money you have, or how many houses you have, or how many cars you have. Wealth is measured by how much gratitude you have in your heart & how you treat people including those who you don’t like. Money, all material things will be left behind.
A man is rich in proportion to the number of things he can afford to let alone.
Wealth is not possessions its what you can afford to live without.
It is not the man who has too little, but the man who constantly craves more, that is poor.
Wealth consists not in having great possessions, but in having few wants.
Excess wealth should be used to benefit others.
True wealth is not measured by how much money you've got in the bank or how many toys you've got. Some of the happiest people in the world don't have a crying quarter, but they've got all the things that mean a lot to them.
Measure your wealth not by the things you have, but by the things for which you would not take money.
ATTITUDE OF GRATITUDE
APPRECIATE WHAT YOU HAVE WITHOUT IDOLIZING IT AND YOU WILL BE BLESSED WITH MORE
There are those who want a swimming pool in their home, while those who have it barely use it.
Those who have lost a loved one miss them deeply, while others who hold them close often complain about them.
Who doesn't have a partner longs for it, but who has it, sometimes doesn't value it.
He who is hungry would give everything for a plate of food, while he who has plenty complains about the taste.
The one who doesn't have a car dreams it, while the one who has it always looks for a better one.
The key is to be grateful, to stop looking at what we have and to understand that, somewhere, someone would give everything for what you already have and don’t appreciate it
#CoachDonnie
Coach Donnie OP : I know this is taboo but I refuse not to Help when I can
with our Dollar, Our Habits, Our Beliefs, How we Treat Each Other etc WAYYYY more than at the Ballots
need to Get Together and Fight
for what we Believe in.
AND LETS ALSO GO DEEPER TO SEE HOW WE CAN MAKE SOME CHANGES THAT THE ELITE ARENT INCENTIVIZED TO MAKE.
Not a fan of politics
Definitely a fan advocate of Helping People and Truth
We have to Pay Attention.
Both sides have very sinister stuff going on.
Left wing or Right wing Belong to the Same Bird
We vote
We need to UNIFY or we di
It ain’t just about who’s in office but we have to stay informed
Poly means ManyTicks is Blood Suckin LeechesCongress is the opposite of Progress
We The People
Instead of expecting some Lady or Dude we never met to improve our lives
YES LETS VOTE
Aaron Invests (AI) : Gosh looks like we are hitting on history repeating itself since 1929? I find a lot of data report release had been inaccurate lately and governments are cooking the books to impress that who is currently in power is taking charge of will continue to run the election. One way or another I am concern about America turning into a fascist state we do not know who and I don't want that to happen! God put the right governance into power. I pray for America that you will make a wise decision in your Dollars as your dollar is your vote. Make the wise decision on the governance you choose. I would love to say that God Bless America
and her people. May liberty be the law and justice of this land.
May democracy be put into power. The land of the free as the forefathers would want it to be. Peace
Coach Donnie OP Aaron Invests (AI) : We have to get back to solid values and less trying to emulate what Babylon Ancient Greece Ancient Rome and Nazi Germany did
Coach Donnie OP : "People Have NO IDEA What's Coming For Nvidia..." - Nvidia CEO 2025 Bitcoin Price Prediction - YouTube
Coach Donnie OP : Why is $NVIDIA (NVDA.US)$ on track to reach a new record high closing price

• $Alphabet-A (GOOGL.US)$ ordered 400K GB200 chips valued at $10B.
• $Microsoft (MSFT.US)$ purchased 60K GB200 chips worth $2B.
• $Meta Platforms (META.US)$ acquired 360K GB200 chips for $8B.
Demand for Nvidia's Blackwell chip is absolutely INSANE
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