2023 recap and 2024 plan

1. I started stocks rather late into 2023 so I don't rlly have an investment plan nor the outcomes to determine how effective they were yet . Mainly the challenges were finding the best investment opportunities relative to risk, as there are so many choices out there . (also dividend withholding tax/fees ). Personally I park most of my funds into the $Fullerton SGD Cash Fund (18000222.FD)$ or $CSOP USD Money Market Fund (18000597.FD)$ while waiting for investment opportunities, or while utilizing the auto redeem function of cash plus to rsp into mutual funds.
On the stock end of things, I've recently created a portfolio to track performance of recent earnings beats according to earnings hub, which I plan on utilizing starting Jan next year if the performance is consistent .

2. Tech stocks gave me the most satisfaction, with the recent increase in AI implementation and the fast growing nature of technology (block chain tech, foldable phones etc), I really don't see an end to its growth . It's one of those things that just keep getting better. For the fund I have in mind, $Fidelity Funds-Global Technology Fund (18000402.FD)$ is a great fund for tech stocks, I've calculated its 5 yr Sharpe ratio and expected return to fit my investment plan .

3. Not sure, I'll have to see the news next year to make a decision, currently I'm not going for other sectors as I'm either unfamiliar with them or they have unstable performance. My plan is mostly America funds like $AB American Growth Portfolio (18000471.FD)$ , global sustainable funds like $Schroder ISF Global Sustainable Growth (18000099.FD)$ , global tech funds like the one I mentioned before and likely Asian funds in the near future .

4. Still bullish on technology funds.