2024 Review

On the last day of 2024, after checking the year-to-date return, I realized that it's underperforming the Large Cap 🤡, and the 🤡 clown is myself 🤡.

It's alright, after understanding my issue of holding Cash / Money Market for several years without daring to invest heavily in Stocks, I plan to start in 2025. Even if I lack confidence, I will allocate some funds for RSP into Large Cap and wait for opportunities with the rest of the funds. If I gain confidence, then I will invest in individual stocks...

Fortunately, in the past, I had moomoo's Cash Plus feature, so even idle funds generate daily returns. Otherwise, the year-to-date return would have been more embarrassing 🤡. Moving forward, I will continue to review and improve, hoping that moomoo will launch more good products and features.