PLTR
Palantir
-- 76.070 TSLA
Tesla
-- 436.230 NVDA
NVIDIA
-- 134.250 AVGO
Broadcom
-- 224.800 MSTR
MicroStrategy
-- 408.670 
2024 Year-End Reflection & 2025 Goals
As the year comes to a close, it’s time to reflect on the lessons learned, celebrate successes, and set new goals for the year ahead. This year, my investment journey has been shaped by many insights from my wins & losses, and I want to incorporate Warren Buffett’s timeless advice as a guiding framework for 2025. Here are some key takeaways and how they’ll influence my approach moving forward:
📅 Event Date: December 19th (Thursday), 8 AM SGT, 10 AM AEDT, December 18th (Wednesday) 9-11 PM EST.
Relook at the dips in my 2024 portfolio with Stocks $Tesla (TSLA.US)$, $Apple (AAPL.US)$ , $NVIDIA (NVDA.US)$ , $Microsoft (MSFT.US)$ & $Alphabet-A (GOOGL.US)$ .
1. April 2024
• Market Recap:
• Broader markets faced uncertainty due to global geopolitical tensions and a rise in interest rates by major central banks.
• Technology stocks, which are sensitive to interest rate hikes, likely experienced a pullback.
• Impact on Portfolio:
• holdings in Tesla, Nvidia, and other tech-heavy positions declined as higher rates reduced growth expectations for these companies.
• Options positions saw increased volatility.
2. June 2024
• Market Recap:
• A mid-year correction impacted major indices, driven by disappointing corporate earnings and fears of an economic slowdown.
• The Federal Reserve’s continued hawkish stance likely added pressure on growth stocks.
• Impact on Portfolio:
• Nvidia and Apple have been particularly affected, especially given the cyclical nature of semiconductor and consumer tech demand.
• Options positions faced declining implied volatility, affecting premiums and overall returns.
3. August 2024
• Market Recap:
• Late summer brought renewed concerns of inflation after oil prices surged, increasing energy costs and impacting consumer spending.
• Tech stocks, a key part of my portfolio, underperformed as the NASDAQ index dipped.
• Impact on Portfolio:
• Tesla’s stock faced volatility due to sector-wide EV margin pressures and supply chain disruptions.
• Positions in Apple and Nvidia declined in response to weakening consumer demand or lower-than-expected guidance for the holiday season.
4. September 2024
• Market Recap:
• September is historically a volatile month, and this year was no exception with markets reacting to uncertainties around a potential government shutdown in the U.S. and rising bond yields.
• Large-cap tech stocks saw profit-taking, with investors shifting towards safer assets.
• Impact on Portfolio:
• Tesla’s stock faced additional challenges due to competition and delivery targets for the quarter.
• Options positions in volatile stocks like Nvidia and Tesla affected by swings in implied volatility and unexpected price movements.
Key Lessons from 2024 Declines![]()
1. Volatility is Part of the Game: Markets experience cycles of highs and lows. Drops are an opportunity to reflect and refine strategies.
2. Diversification: A more balanced portfolio (e.g., including index funds or dividend stocks) could help cushion against sharp downturns in individual holdings.
3. Risk Management: Setting clear stop-loss levels or hedging positions with inverse ETFs or options may reduce portfolio risk.
4. Long-Term Focus: Despite short-term declines, portfolio remains positive year-to-date with strong growth of 80%. Staying focused on the bigger picture paid off.
• Market Recap:
• Broader markets faced uncertainty due to global geopolitical tensions and a rise in interest rates by major central banks.
• Technology stocks, which are sensitive to interest rate hikes, likely experienced a pullback.
• Impact on Portfolio:
• holdings in Tesla, Nvidia, and other tech-heavy positions declined as higher rates reduced growth expectations for these companies.
• Options positions saw increased volatility.
2. June 2024
• Market Recap:
• A mid-year correction impacted major indices, driven by disappointing corporate earnings and fears of an economic slowdown.
• The Federal Reserve’s continued hawkish stance likely added pressure on growth stocks.
• Impact on Portfolio:
• Nvidia and Apple have been particularly affected, especially given the cyclical nature of semiconductor and consumer tech demand.
• Options positions faced declining implied volatility, affecting premiums and overall returns.
3. August 2024
• Market Recap:
• Late summer brought renewed concerns of inflation after oil prices surged, increasing energy costs and impacting consumer spending.
• Tech stocks, a key part of my portfolio, underperformed as the NASDAQ index dipped.
• Impact on Portfolio:
• Tesla’s stock faced volatility due to sector-wide EV margin pressures and supply chain disruptions.
• Positions in Apple and Nvidia declined in response to weakening consumer demand or lower-than-expected guidance for the holiday season.
4. September 2024
• Market Recap:
• September is historically a volatile month, and this year was no exception with markets reacting to uncertainties around a potential government shutdown in the U.S. and rising bond yields.
• Large-cap tech stocks saw profit-taking, with investors shifting towards safer assets.
• Impact on Portfolio:
• Tesla’s stock faced additional challenges due to competition and delivery targets for the quarter.
• Options positions in volatile stocks like Nvidia and Tesla affected by swings in implied volatility and unexpected price movements.
Key Lessons from 2024 Declines
1. Volatility is Part of the Game: Markets experience cycles of highs and lows. Drops are an opportunity to reflect and refine strategies.
2. Diversification: A more balanced portfolio (e.g., including index funds or dividend stocks) could help cushion against sharp downturns in individual holdings.
3. Risk Management: Setting clear stop-loss levels or hedging positions with inverse ETFs or options may reduce portfolio risk.
4. Long-Term Focus: Despite short-term declines, portfolio remains positive year-to-date with strong growth of 80%. Staying focused on the bigger picture paid off.
1. Start Early and Maximize Compounding
In 2024, the power of compounding proved invaluable, as consistent small wins built up to a significant return. For 2025, I’ll continue focusing on early reinvestment and allowing growth to compound further. Each month, I plan to add to my investment portfolio, ensuring I stay disciplined and proactive.
2. Prioritize Education
This year, I deepened my understanding of financial markets, and it paid off. But there’s still so much to learn! In 2025, I’ll dedicate time every week to improving my understanding of accounting, business fundamentals, and market trends. Staying informed will help me make better decisions, especially with the growing complexity of markets. $CBOE Volatility S&P 500 Index (.VIX.US)$![]()
3. Be Ready for Opportunities
2024 presented many opportunities that required quick action, and I’ve realized that preparation is the key to success. In 2025, I’ll build a stronger cash reserve to act swiftly when great investment opportunities arise. Being prepared means I’ll avoid missing out on promising prospects.
4. Invest in Index Funds for Stability
Balancing risk and growth is critical. While I’ve focused on individual stocks this year, I’ll allocate a portion of my investments in 2025 to low-cost index funds for diversification and long-term stability. It’s a simple, effective way to grow wealth steadily.
5. Focus on Quality Investments
In 2024, I learned the importance of investing in strong, fundamentally sound companies. For 2025, my goal is to deepen my research into businesses and ensure my portfolio is made up of high-quality investments purchased at attractive prices.
6. Avoid Unnecessary Risks
Speculation and impulsive decisions can derail progress, and this year served as a valuable reminder to stay within my circle of competence. For 2025, I’ll stay focused on areas I know well and avoid the temptation of “chasing” trends that don’t align with my understanding or strategy.
In 2024, the power of compounding proved invaluable, as consistent small wins built up to a significant return. For 2025, I’ll continue focusing on early reinvestment and allowing growth to compound further. Each month, I plan to add to my investment portfolio, ensuring I stay disciplined and proactive.
2. Prioritize Education
This year, I deepened my understanding of financial markets, and it paid off. But there’s still so much to learn! In 2025, I’ll dedicate time every week to improving my understanding of accounting, business fundamentals, and market trends. Staying informed will help me make better decisions, especially with the growing complexity of markets. $CBOE Volatility S&P 500 Index (.VIX.US)$
3. Be Ready for Opportunities
2024 presented many opportunities that required quick action, and I’ve realized that preparation is the key to success. In 2025, I’ll build a stronger cash reserve to act swiftly when great investment opportunities arise. Being prepared means I’ll avoid missing out on promising prospects.
4. Invest in Index Funds for Stability
Balancing risk and growth is critical. While I’ve focused on individual stocks this year, I’ll allocate a portion of my investments in 2025 to low-cost index funds for diversification and long-term stability. It’s a simple, effective way to grow wealth steadily.
5. Focus on Quality Investments
In 2024, I learned the importance of investing in strong, fundamentally sound companies. For 2025, my goal is to deepen my research into businesses and ensure my portfolio is made up of high-quality investments purchased at attractive prices.
6. Avoid Unnecessary Risks
Speculation and impulsive decisions can derail progress, and this year served as a valuable reminder to stay within my circle of competence. For 2025, I’ll stay focused on areas I know well and avoid the temptation of “chasing” trends that don’t align with my understanding or strategy.
Setting 2025 Goals
1. Grow Portfolio by 💯 : Set a realistic yet ambitious return target and track monthly performance.
2. Expand Knowledge: Read news, books or take courses on investing and financial analysis.
3. Strengthen Discipline: Follow a strict risk management framework, avoiding emotional or speculative trades.
4. Prepare for Opportunities: Build a emergency fund / allocate funds solely for investment opportunities.
5. Diversify Strategy: Introduce new asset classes (e.g., index funds or ETFs) into the portfolio for added stability.![]()
1. Grow Portfolio by 💯 : Set a realistic yet ambitious return target and track monthly performance.
2. Expand Knowledge: Read news, books or take courses on investing and financial analysis.
3. Strengthen Discipline: Follow a strict risk management framework, avoiding emotional or speculative trades.
4. Prepare for Opportunities: Build a emergency fund / allocate funds solely for investment opportunities.
5. Diversify Strategy: Introduce new asset classes (e.g., index funds or ETFs) into the portfolio for added stability.
By following Buffett’s timeless principles, I aim to make 2025 a year of consistent progress and sound decision-making. Here’s to another year of learning, growth, and compounding success!
What are your goals for 2025? Share your thoughts below — we’re in this journey together!![]()
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What are your goals for 2025? Share your thoughts below — we’re in this journey together!
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
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CasualInvestor
2024H1 Moomoo Alchemist
Investing casually and learning as I go.
My journey to double my 💰at the min.
While sharing journey w kindred souls.
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