Have you heard my story of earning over a million dollars a month?
If you haven't heard it yet, don't worry. I'll share it here first. I earned more than ten thousand dollars a month, not through investments.
I earned more than ten thousand dollars a month through hard work.
The first time I saw a figure of ten thousand was when I quit my first job and got a freelance job from the company.
At that time, I was earning about RM9,000+ a month.
In addition, I also have a part-time insurance job at the same time, which adds up to over ten thousand.
And now that I have a company, I have a monthly income of over a million.
I often share this story with young people, hoping to help them get rid of the misconception that they can get rich through investments.
Working hard and accumulating capital before investing is the real truth.
However, I suddenly discovered a loophole.
That is, can young people replicate what I have done after listening to my story? Can they plan ahead after listening to it?
I don't think so because the money I earned was unexpected.
At first, this outsourcing salary was not part of my plan. I didn't even know they would offer me an outsourcing job after I left.
Later, I found out that it was not just the money from this outsourcing.
The money I earned from doing YouTube and the subsequent fame I gained from making videos were not part of my plan.
My original intention for doing YouTube was simply because I didn't want to repeatedly explain the same financial investment knowledge to people around me.
"If you fail to plan, you plan to fail", looking back at my case, it seems like it's not the case.
Because the money I earned was not part of my plan.
If all this money was not earned according to my plan, why bother planning in the first place?
I can just go with the flow and not make any effort.
But then again, I thought again. If I don't make an effort, if I don't prepare in advance, will I be able to seize these opportunities when they come?
At the beginning, I was able to take on this outsourcing work because the company saw that I knew Korean.
At the beginning, I was able to benefit from YouTube because I studied and gained knowledge in financial investment by passing CFA Level 1.
Young people may not be able to replicate my story.
But there is one thing they can definitely replicate, which is #effort to learn.
Many people say that effort is not useful because it doesn't determine our limits. Our limits are determined by opportunities.
But the greatest use of effort is that it allows us to do better than others in times when there are no opportunities. When the opportunity arises, we can be more competitive and seize it faster.
Just like the saying,
"If you're told to board a rocket, don't ask which seat to sit in, just get on first."
Through hard work and study, although I do not know if it will help me in the future, I will learn first and then see.
Only by doing so can I have the ability to seize opportunities for myself, and all my achievements from the past to the present are accumulated through the incremental efforts.
Especially for those without resource backgrounds, it is even more important to study hard, as that is the only chance to help us break through social barriers.