Affirm Risk

$Affirm Holdings (AFRM.US)$ **(AFRM.US)**Affirm WHAT IS BEING SAID OR ADDRESSED ABOUT THE POTENTIAL RISK "BUY NOW PAY LATER" POSES INVOLVING DRIVING UP CONSUMER DEBT BY GIVING IT TO PEOPLE WHO REALLY CANT AFFORD TO PAY IT BACK (INVESTMENT LOSSES) OR THE FACT IT WILL INCREASE STUDENT DEBT ON TOP OF THE RAISING RATE OF STUDENT LOANS??? UNEMPLOYED CAN GET AFFIRM ... I KNOW BECAUSE MY FRIENDS DO IT ... NOW YOU HAVE THOUSANDS OF PEOPLE UNABLE TO PAY IT BACK .... SOUNDS RISKY IF I WERE AN INVESTOR