■Source BojChannel [Bank of Japan Video Channel] Governor's ...

帝王 : Is it the entrance to hell

しゅかまる : Abolish negative interest rates... it's probably impossible by the end of this year

美しいヒル_5076 : It really is hell. It would be better if interest rates were lowered. However, when interest rate price cuts end and interest rates rise, debt simply swells and becomes very painful, so interest rates are negative. That subtracts interest rates. It's a reduction in interest rates. That is a reduction in interest rates and a reduction in the price of debt. That's negative interest rate. A negative interest rate is not a profit on money. That's not the case. It's not there. It's not there. Interest rates mean banks raise loans in response to borrowings required when getting into debt. At that time, banks can't afford to lend to people who get into debt without making zero yen of profit, so banks get money from people who borrowed a little bit of bank profit from people who borrowed money from people who borrowed a little bit of the bank's profits. I think that's what it means. I think that's how interest rates are generated. Therefore, the person who borrowed will pay the money to be returned to the bank and the money to be paid to the bank as profit from the bank. If the money to be raised by paying bank profits becomes high, the person who borrowed will pay a lot of money will pay a high interest rate, so if the interest rate becomes high, the borrower may not be able to return it even if they borrow. That means it can't be returned. So I think abolishing negative interest rates is a bad thing. Saying that interest rates will increase means that interest rates will be positive, so if interest rates increase, I think it will have a bad effect on people who borrow. So I think it would be better to set a negative interest rate in order to reduce interest rates. I think if interest rates are low, borrowers will also be able to borrow more easily.