Cash Plus is the best choice for stable returns and optimal liquidity.

In the middle of 2022, I learned about Cash Plus @ Futu Xinyuan Money Market through moomoo's push campaign. I found that its returns were much higher than the interest on bank demand deposits, so I started buying thousands of shares. The income from this money market fund has been stable and satisfying, so I gradually increased my investment.
In the middle of August last year, I saw that moomoo launched the Nanshan Dongying US Dollar Money Market Fund. As an investor who frequently trades US stocks, this fund provides more options for me. It not only allows me to have more funds waiting for opportunities, but also offers decent interest. At the end of last year, I also bought the BNP Paribas USD Money Market fund, which has a return rate of over 4.5%, much higher than most bank time deposits.
With the continuous interest rate hikes by the Federal Reserve, the yield of Xinyuan Money Market Fund has increased from below 2% last year to around 3.8% now, and the yield of the US Dollar Money Market Fund has reached 5.2% currently. It is estimated that there will be some time before the Federal Reserve cuts interest rates, so I will continue to invest in Cash Plus to achieve stable returns. I also hope that moomoo will continue to launch Cash Plus investment reward activities to allow investors to earn more additional income.