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ドテン wrote a post · Sep 4 07:23

The choice of investment trusts

With the recent volatility in stock prices, I have come to think that there should be more options for asset management.
...In other words, it means that my heart is broken.
I have been managing my asset allocation with about 80% in stocks and 20% in RSP, but from now on I plan to shift to 30% in stocks and 70% in RSP.
【rsp Simulation 1】
Monthly deposit 0.1 million yen / Annual interest 10% / Management years 20 years
Principal amount of 24 million yen
Return 75.6 million yen
The choice of investment trusts
Better performance than expected
I don't have the confidence that I can increase it this much with stocks.
I will increase the annual interest rate a little.
[RSP Simulation 2]
Monthly 0.1 million yen / Annual interest rate of 15% / Operating period of 20 years
Principal amount of 24 million yen
Return of 0.141 billion yen
The choice of investment trusts
It exceeds 1 billion yen!
(An annual interest rate of 15% is a bit unrealistic...)
Of course, the maximum limit for RSP is 18 million yen, so any excess amount will be subject to tax deduction in a designated account. However, it is a sufficient return for me either way.
The monthly deposit amount is also planned to be increased based on the above simulation.
Besides, aiming to increase assets with stocks.
...A mediocre person who is extremely negative about stocks is saying something.
However, the biggest drawback of this plan is...
⬇︎
Investment trusts are not interesting at all!!
Stocks are interesting after all!!
At least, the purchased stocks for the RSP resistance are
I plan to go with "Ipotech".
Do you still have dreams?
I haven't retired from stocks, so I still want to enjoy it in the future.
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ドテン
株ジャンキーです・・・ 攻撃的な銘柄選定ですが本人は至ってマイルド 先日の大暴落で生涯収支がマイナスに転じました…
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