$DBS Group Holdings (D05.SG)$ In the period of low interest ...
$DBS Group Holdings (D05.SG)$ In the period of low interest rate, bonds and FD return will drop to below 2%. So where investors going to put their SGD to earn 5-6% return? What about a good quality and well-run bank that can grow year after year?
If you listen to people like deep sea spreading propaganda about low interest rate killing bank, then you are missing out big time. NIM will drop but at the same time, NII can increase too. NII is all it matters. Don't know what is that? Go google it.
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SiaCW : Low interest rate bank pay less for FD, bonds...
High interest rate pay charge more for loan...
Bank is license ahlong and will never lose
friend688 : Aiyoh put in REIT lah. So simple!
102881417 : Still positive on banks. Been holding since 2017. I am a long term investor so I don’t bother all those moose and comments. On reits , do agree yields are there but do remember it will take time to have rates cut . Capital appreciation is almost negligible.
R and R OP : I do own a ton of reits. Both banks and reits are good dividend play. Its not like you buy reits you can't buy banks or you buy banks you can't buy reits. Can buy both for the purpose of diversification. But its true that in term of capital appreciation, reits lose out to banks
tothemoooonnn R and R OP : real![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")