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Dividend keeping

i keep this fof dividend since get in low. how about you ?
i do not want ASM unit trust which xhs 小红书keep pushing like hell. just 0.5% higher than bank fixed deposit without capital protect like bank for 250k.
if this up 15 % after dividend which i will partial profit taking and buy low later.
i active manage my portfolio and no option no margin for me. i believe in holding power and risk averse for option and margin.
Dividend keeping
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