Financial literacy
Hey, is it a scam to invest ten thousand yuan and receive a free apple?
There's no such thing as a free lunch in this world!
I don't have the extra time and energy to invest in this right now, I've been busy with church activities recently.
My mom is in charge of managing my finances and advised me not to participate in the activities.
It's a problem for my whole family to have a meal, how could we have 500 yuan?
I don't know how to do it, why don't you help me deposit it?
Unbeknownst to me, I've been a new user of Moomoo for a month and a half. During this time, I not only enjoyed many benefits, but also received an apple as a reward.
This made me think about the shift in people's attitude towards investment and financial management. In the past, investment was seen as an "opportunity", a shortcut to wealth, so friends were willing to encourage and support it. However, over time and societal changes, people's views on investment have gradually become more cautious.
However, what is even more regrettable is that many of my compatriots' financial concepts are not healthy. Even for the sake of getting a free apple, they cannot come up with ten thousand yuan, or even just 500 yuan. Yet, they spend much more than this 500 yuan in their daily lives. To them, a 25 yuan lamb briyani is already considered cheap, and they often indulge their consumption desires by ordering Zus coffee delivery. With this "earn today, spend today" financial outlook, how can they improve themselves and become part of the wealthy?
This phenomenon reflects that many people have a biased understanding of the value of money, putting consumption and enjoyment at the forefront of financial planning, and neglecting the importance of long-term financial stability. They are used to instantly satisfying their desires, ignoring the long-term benefits of accumulation and investment. Therefore, to change this situation, it is necessary to examine and adjust one's consumption habits first.
As a working class, although my income is not high, it is not low either. Basically, I can be considered as a "moonlight clan". Every month, housing loans, family expenses, internet fees, rbob gasoline expenses, utilities, and other essential expenses consume a large portion of my salary. 80% of the remaining disposable income is invested in stocks and funds, especially dividend investments, which provide me with additional passive income. Although many investors believe that dividend investments cannot accumulate wealth quickly, I have a different view. For me, investment is a long journey. I prefer a stable ROI rather than risky speculation.
The accumulation of wealth is not achieved overnight, but through continuous investment to obtain stable and continuous returns in the future. Therefore, I have chosen dividend investment as my main investment strategy. Although dividend investment may not accumulate wealth quickly, it provides me with a continuous passive income, adding a stable guarantee to my financial life.
Here, I extend sincere blessings and encouragement to all investors who choose dividend investment. Perhaps we are not on a path full of excitement and quick riches, but we have chosen a stable and lasting investment method. It is not lonely, but full of wisdom and perseverance.
There's no such thing as a free lunch in this world!
I don't have the extra time and energy to invest in this right now, I've been busy with church activities recently.
My mom is in charge of managing my finances and advised me not to participate in the activities.
It's a problem for my whole family to have a meal, how could we have 500 yuan?
I don't know how to do it, why don't you help me deposit it?
Unbeknownst to me, I've been a new user of Moomoo for a month and a half. During this time, I not only enjoyed many benefits, but also received an apple as a reward.
This made me think about the shift in people's attitude towards investment and financial management. In the past, investment was seen as an "opportunity", a shortcut to wealth, so friends were willing to encourage and support it. However, over time and societal changes, people's views on investment have gradually become more cautious.
However, what is even more regrettable is that many of my compatriots' financial concepts are not healthy. Even for the sake of getting a free apple, they cannot come up with ten thousand yuan, or even just 500 yuan. Yet, they spend much more than this 500 yuan in their daily lives. To them, a 25 yuan lamb briyani is already considered cheap, and they often indulge their consumption desires by ordering Zus coffee delivery. With this "earn today, spend today" financial outlook, how can they improve themselves and become part of the wealthy?
This phenomenon reflects that many people have a biased understanding of the value of money, putting consumption and enjoyment at the forefront of financial planning, and neglecting the importance of long-term financial stability. They are used to instantly satisfying their desires, ignoring the long-term benefits of accumulation and investment. Therefore, to change this situation, it is necessary to examine and adjust one's consumption habits first.
As a working class, although my income is not high, it is not low either. Basically, I can be considered as a "moonlight clan". Every month, housing loans, family expenses, internet fees, rbob gasoline expenses, utilities, and other essential expenses consume a large portion of my salary. 80% of the remaining disposable income is invested in stocks and funds, especially dividend investments, which provide me with additional passive income. Although many investors believe that dividend investments cannot accumulate wealth quickly, I have a different view. For me, investment is a long journey. I prefer a stable ROI rather than risky speculation.
The accumulation of wealth is not achieved overnight, but through continuous investment to obtain stable and continuous returns in the future. Therefore, I have chosen dividend investment as my main investment strategy. Although dividend investment may not accumulate wealth quickly, it provides me with a continuous passive income, adding a stable guarantee to my financial life.
Here, I extend sincere blessings and encouragement to all investors who choose dividend investment. Perhaps we are not on a path full of excitement and quick riches, but we have chosen a stable and lasting investment method. It is not lonely, but full of wisdom and perseverance.
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小孔雀 : Cheer together