Hi, when you subscribe IPO using margin financing, the financing interest will be charged at 6.8% per annum, but it’s calculated on a daily rest basis and the financing interest will be realized at the month's end. Please note that the accumulated interest for the month will be deducted in the following month. If there is insufficient cash in your account to offset the monthly deduction of financing interest, additional financing will be incurred or the financing amount will be increased.