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Holding funds. Innocent question for Canada.

I am new here, I do not master the site yet (time will come).
I see that Moomoo, put on holding the transfers for 5 workings days, even the second day after the transfer is initiate the funds was allready in theyr's hands.
Question: Do this it is backed by any money transactions rules??? Moomoo it is an brocker not an Bank, so maybe someone can help me to planify better the future transfers (ETF)
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  • Moomoo Buddy : Dear customer, for moomoo CA, EFT deposits will generally arrive in your account within 5 business days. If you prefer a faster method, online bill payment takes 1-3 business days only. Hope this helps.

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