How to invest a lump sum without breaking the bank?

Moon fairy 大炮仙 ❤ :

MoopyLaBuBu : I am doing that. I am proud owner of $Microsoft (MSFT.US)$ $NVIDIA (NVDA.US)$ $Apple (AAPL.US)$ $Advanced Micro Devices (AMD.US)$

mr_cashcow : Have to go with dollar cost averaging aka DCA

With limited capital DCA is the way to go👍

ZnWC : DCA is my first investment strategy.

Dollar Cost Averaging - My Experience and Overview
https://www.moomoo.com/community/feed/113436037152774?share_code=01yDW4

ljxP : Lump Sum vs DCA:

I personally do both. I will do a lump sum invest into S&P 500 when the market is significantly down due to black swan events. Such events are sporadic, so I don't do lump sum often, but I still keep a small sum of money ready for lump sum whenever I feel the time is right.

I do DCA every month regardless of the market trend. This helps to average out the overall cost assuming I stay invested for at least one decade.

Anyway, fun fact, I saw some research showing that lump sum invest, if done right, yield better return than DCA.

Heartstrings : Yes! DCA is my preferred method of investing with Moo moo...
Guys you should try out the RSP(regular savings plan) feature I the Moomoo app.
It offers investors with a relatively small amount of money to invest in stocks at regular intervals with fractional shares.
You can set up your preferred investment amount to buy your targeted stocks/ETFs at your preferred regular intervals.
In this way the spread is smaller and easier to manage without the need to monitor the markets.
It also spread out the risks of investing with a large sum at a bad timing...

As I do not have a big sum of money to do a lump sum investment, this is my way of getting 'small money' to work for me.

As for the investors with deep pockets they could punt on the targeted stocks for a rich return with the lump sum method in a short period of time...
Lump sum investment strategies can yield returns in very short periods but it could also turn the other way....that is if they punt...
They can also choose to stay for long term returns.
Lump sum investment have the advantage of a 'head start' with the larger amount of invest sum as opposed to the DCA method.

Both investment strategies are good, it largely depends on the investors' state of cash availability at the point of investing.

So guys happy investing with your preferred method and good luck

Cheers