It's not about stock prices, but a 15% return rate is amazin...

大負けネコ(HYPER) : Good morning

A story about the “return rate” of financial credit cards.
Certainly, “15% is amazing,” but surprisingly, each company has an “amazing return rate when using convenience stores.”
Since last year or so, new “megabank” accounts have been opened and “partner credit cards & debit cards” have been issued, and “which one has the highest point grant rate?” I'm also studying Poi Katsu.

For the time being, all 3 banks hold “big 3 megabank stocks.”
However, there is no such thing as “all 1 unit = holding 100 shares or more.”
One unit only for the ◯Rishi ◯FJ Bank.
Does the Isumi Bank have 10 shares?
◯When it comes to Zuho Bank, there are 8 shares.
◯ About 10 years ago, stock price @188円の頃に “held 500 shares,” but it ate a rare “stock merger, 10 shares ⇒ 1 share,” and now it is “10 times the stock price, but the number of shares is 1/10,” with 500 shares ⇒ 50 shares, stock price @188円 ⇒ @1 ,880 yen.

Recently, “understanding trends in financial institutions” of “long-term interest rates ⇒ direction of interest rate hikes” has become like an “essential lecture”, right?
In the process, “How are the services of each company different?” I was wondering, and that's why I opened a new “account for service verification.”

Since the ○I○Tomo Bank held a gold card from the affiliated “◯i◯Tomonobu Bank” (= for mortgage repayment), “don't you need it?” I thought it was “using affiliated net securities,” so I issued a new “◯ Sumitomo Mitsui Card NL (= numberless)” and tried using it.
The claim is “the convenience store usage rate is high & convenient because it can be used anywhere,” but “the maximum convenience store usage grant rate is 10%.” “Maximum conditions are surprisingly troublesome ️” such as up to +5% reduction (= +10%) for “family point family registration” with touch payments, etc.

So, what if it's a “stock that has lost money?” ◯Rishi ◯FJ Bank.
I bought 1 unit for “@1 ,300 yen” around June last year.
There was “quite a bit of conflict” about this.
I mean, about 10 years ago, “when I still don't have enough money” ⇒ “◯ Mitsubishi ◯FJ” was the only bank that had “shareholder benefits,” aiming for preferential stocks, but the content of “1 handkerchief towel” is ridiculous, so it's bad.
At the time, “stock price @約650? “About yen” ⇒ “Stock price @1 ,300 yen...” which was about double when I bought it last year.
It's a conflict like “if I had bought it at that time...” (laughs)
If other companies' cards are convenient and “left alone without creating an account until June this year,” along with the dividend statement in July, “secret? The “Bomb Hiding Special Offer” campaign information has arrived.
The content is “Limited to individual shareholders, first-come-first-served 0.01 million people, open an account & deposit 0.1 million yen or more on a regular basis ⇒ 0.01 million yen gift for all ️”
I quickly “applied to open an account.”
It's still before the Bank of Japan's interest rate hike, and “yen term interest rate ⇒ only 0.02%” ⇒ “interest 1 year 20 yen,” but “that's the relationship ~ ️”.
Deposit for 1 year or more ⇒ “0.01 million yen gift”, so “comprehensive yield ⇒ 10,020 yen ÷ 100,000 yen = ️ 10.02%.”
The ability to act beyond the “first-come-first-served 0.01 million people barrier” is necessary, but I think it is “because it's the No. 1 megabank” that “no one is talking about it” ⇒ “secret hidden benefits” on the internet.
What is cheating is “0.01 million people x 0.01 million yen = 0.1 billion yen cost” ⇒ “0.1 million yen x 0.01 million person = 1 year deposit acquisition of 10 billion yen.” that's awesome.

I got off topic.
In the “campaign (= until 7/31)” at the time, it was a “maximum 19% global point return.”
Starting with a “no omission” +5.5% reduction when using target stores such as convenience stores, etc., +4% when specifying a payment account, up to +1.5% when using monthly shopping, and +0.5% when logging in to the app = maximum 11.5% up to this point.
It's +5% when using installment payments of 0.01 million or more or “easy pay registration,” +0.5% when “designated pay payment” on a smartphone, +0.5% when paying mobile or electricity bills, and +1.5% = total maximum +19% when 4 conditions are met out of 5 conditions in the latter half.
“After all, it's troublesome ️”

Incidentally, there are various campaigns even when opening an account with ◯ Zuho Bank, but they are “troublesome ️” like registering an app.

Let's “pay attention” to the “campaign achievement conditions” that seem like a good deal above ️? It's been a long time and amazing