In Preparation for rate cut(s)
The world is now waiting for the Feds to officially announce rate cut. US Treasuries and Bond funds are known to offer stable rates in times of uncertainy as history shows possibility of a recession following rate cuts. ![]()
As quoted from Moomoo:
“The increasing risk of a U.S. recession has led to a widening of spreads on investment-grade bonds. However, the overall performance has remained steady, benefiting from the decline in U.S. Treasury yields and continuous fund inflows. Currently, the yields on investment-grade corporate bonds and high-yield bonds are attractive, and default rates remain stable. Ahead of the official start of rate cuts in the U.S. and Europe, it may be prudent to increase bond holdings to lock in higher yields.”
With this in mind, I have allocated more cash holdings and switched to some bond funds like $PIMCO GIS Total Return Bond Fund (IE00B1LHWR71.MF)$ $United SGD Fund (SG9999001382.MF)$ $HSBC GIF Ultra Short Duration Bond MDis (LU2334458192.MF)$ $LionGlobal Short Duration Bond Fund QDis (SG9999002646.MF)$ along with 7-day 6% fund vouchers for minimum $1k sgd subscription, up to $100k sgd. This is to maximize my returns.
I have also allocated more funds into $Fullerton SGD Cash Fund (SG9999005961.MF)$ as I believe the yield will not fall so suddenly but gradually. As Moomoo has so wonderfully organized the latest promotion where existing users can earn up to 6.8% for 30 days ![]()
for tiered amounts in Cashplus, it is wise for me to partake it since funds are already in there.
Note: This promotion only applies for 30days after registering for the desired tier and depositing the required amount of funds. Keep in mind that fresh funds are required and it is a 1.68% boosted interest instead of a straight 6.8% to the cashplus fund you first subscribe to, after registration and deposit. *The period for depositing is 5 days. After the 5th day, you can proceed to subscribe to the first cashplus. (Refer to clause 2 in the t&c) Net deposit is also required to be maintained for 60days. The total duration will be 65 days of non withdrawal because there is an additional 5 days buffer for the required minimum deposit amount to be met.
As always, DYODD before you make any decisions and/or investments. ![]()
Disclaimer: Community is offered by Moomoo Technologies Inc. and is for educational purposes only.
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sociable Dingo_8604 OP : Please help support! Thank you so much![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")
@aerohk @BH_6730 @Brianjh @爆炸性股 @CasualInvestor @doctorpot1 @Dadacai @erin39 @费北敬 @Freyr @JJ_7201 @Kennie C @LimPeiWen @LL_9542 @pixiu88 @quekky @SSS AhHuatKopi SSS @snoopee @Shuseido @Thy GoD @toomanyscammers @小trader @mr_cashcow @bullrider_21 @cola1010 @点石成金 @FollowThatRainbow @Followthebullet @PassiveLearner @SneakyBear @⥣LiD1016⥣ @103673769 @101489545我是谁
费北敬 :
(^ω^) 
Go for it
toomanyscammers : sis. if U wan to concentrate on nav instead of dividends, go for the short term duration bond fund fr lionglobal instead of the qdis one as qdis pays out quarterly divs, lowering ur nav
toomanyscammers : nice strategies anyways! I was also looking at the sgs by moomoo to learn more abt it recently. but yea still just at understanding stage keke
pixiu88 :![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")
sociable Dingo_8604 OP toomanyscammers : Oh yes! Not the lionglobal qdis, thank you for pointing out!![[undefined]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "undefined")
Warren Buffed : Hmm isnt rate cut solving recession..
sociable Dingo_8604 OP Warren Buffed : Yes, in order to stimulate the economy, Feds cut rates. Lower interest rates will mean easier to borrow money and maybe more inflows in the economy. But back in like 1974 and 1980, the rate cuts came after recession started. The recent data showed US unemployment rate jumped to 4.3% hence showed weakened labour market. This increases fear that maybe a recession is already happening or about to happen.
BH_6730 : Hmm I thought the lastest 6.8 for cash plus 30 days is for new user.. Existing user is 60 days and need to do one buy transaction..
sociable Dingo_8604 OP BH_6730 : Yup, is up to 6.8% depending on which cashplus u subscribe to for existing users. The up to 6.8% only apply for 30 days but need to hold for 60 days. Bonus stock cash coupon if u do buy trades according to the tier.
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